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  Creating a Plan

  Get an expert analysis. Your credit and debt problems may not be as bad as you think they are.

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  Credit Repair

  The devil’s in the details, and so is a lot of your credit trouble.We find all the errors in your favor.

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  Debt Settlement

  We work with your creditors to reduce your debt so you can start saving your money.

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  New Credit Lines

  We’ll put you back in the driver’s seat with fresh credit and good strategies for the future.

Step 1: Consultation and Analysis

We take a hard look at your credit report, your debt and your goals. One of our guarantees is that you’ll walk away from that consultation knowing more about your credit than you ever did before. You’ll also know just what needs to be done to improve your credit, reduce
your debt, and we’re betting you’ll be pretty glad we’ll be there to see you through it.

Step 2: Credit Validation

Instead of sending the generic dispute letter to all the credit bureaus, we go through your credit report line by line to find any inaccuracies
that you may not have noticed. Those minor errors make huge dings in your credit – and they don’t have to be there. We’ll find
them, and we’ll correct them.

Step 3: Reducing Your Debt

We probably won’t be able to eliminate your debt entirely unless something has gone woefully wrong with your identity. We can, however,
often negotiate substantially lower balances than the ones you've currently racked up.

This is through debt negotiation, it’s included--and we do it very well.

Step 4: Our Fresh Start Program

By now, you'll be feeling a lot better about your credit. You’ll probably have less debt, and you’ll feel like you’re back in control.

Not so fast. If you plan to buy a house or a new car ever again – or for the first time – you’re going to need some good credit to take
the place of all the bad credit.We'll help you establish new lines of positive credit. Then, we're going to teach you how to manage your
brand-new credit properly so you never backslide again.