How do you know if a credit repair company you're about to trust with your most personal information with is the best choice for your needs? Do their sales pitches accurately portray the service you’ll receive? Are there warning signs to look for? Which features should you consider, and which ones should you discard as sales hype?

To answer these questions you first have to think about your personal needs, your current situation and your future goals. Where one may be the best credit repair company for somebody else – it may be entirely the wrong company for you.

With that said, I’ve compiled a list of general guidelines that anybody looking for the best credit repair company can safely use as a checklist. For the most part they are in order of priority. Feel free to reorganize them to fit your needs, but all things considered I think it’s fairly reliable.

[ Read the rest of this entry ]

It looks like Bank of America is at it again.

I wrote a post about Universal Default a little while ago, stating how sleazy of a tactic it was by lenders.

Well, BofA found a way to stoop even a little lower. Where universal default typically had to have something trigger it like a late pay, now they just raise rates on whomever they “feel may be a risk”

You can read the full article here

OK Folks, our independent legal council has agreed to take a look at The Cash Call Cases. If you didn’t see the original post Go Here. So, if you are having problems with cash Call please contact us, or our Attorney Robert Brennan at 888-453-6665

If you’re not familiar with Robert, he’ responsible for some of the mostSuccessful consumer credit related cases to date. A Couple of Robert's notable cases:

Ca. Courts Order Wells Fargo to Pay over 1 Million for False Credit Reporting

Arrow Financial To pay 100,000.00 for Unfair Debt Collection

To Schedule an appointment so we can dicuss your case call us toll free at: 800-430-7494

For those of you who know my background - know that I’ve pretty much had two careers.

From 1988 until 2000 I worked in the investment and financial planning industry. From 2000 on, I’ve been right here harassing the credit bureaus.

Today, I wanted to dust off my economic hat and talk about the economy. There are some economic trends I haven’t seen in a long time (if ever), including big time opportunities.

The Bad News…

[ Read the rest of this entry ]

I’m not much of a historian, but I have a vague understanding of the prohibition of 1920’s.

In short, advocates of the prohibition thought alcohol was “the devils advocate“, responsible for crime, poverty etc. On January 16th. 1920, the 18th amendment was put into place to make it illegal to sell, transport or manufacture alcohol.

Problem solved. Take away the cause and solve the problem right? Wrong, in fact it could easily be viewed as a miserable failure. Violent crimes skyrocketed, deaths skyrocketed and gangs flourished.

So what’s this have to do with credit repair services? Continue reading and you’ll see.

[ Read the rest of this entry ]

Everyone wants good credit. Your credit score dictates every aspect of your financial well being. It controls how much you’re able to save; the type of house and car you’re able to afford. It’s even becoming a key factor potential employer’s look at.

But What Happens When You have Bad Credit - Really Bad Credit?

What if You have The Worlds Ugliest Credit Report?

[ Read the rest of this entry ]

Our Second round of Credit Repair Questions and Answers. I can't believe the week flew by so fast.  [ Read the rest of this entry ]

I figured since it’s a New Year and I’m not really one for New Year’s resolutions personally, I’d help the FTC out with one.

[ Read the rest of this entry ]