Many of our credit repair and debt relief clients are with us because they weren’t disciplined with their budgeting or with credit card debt. When it comes to your financial future, the important thing is to have a proper plan in place before problems begin to occur. It’ll be easier to maintain a positive balance …
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Credit 101: What They Should Be Teaching in Schools
It’s been a long-held belief of mine that every high school in this country needs to start including classes to teach kids about credit and personal finance. If they’d been offering these types of courses back when I was in high school, there’s a pretty good chance we wouldn’t be in the financial snafu we’re …
Looking for Debt Relief? You May Need to Work on Your Budget First
If you’re one of the millions of Americans who are currently living paycheck to paycheck and have decided enough is enough – that you’re ready to find complete debt relief and work your way towards financial freedom – one of the first steps you’ll need to take is to set up a budget for yourself …
How to Repair My Own Credit
It’s a common question we get here: “Can I repair my own credit?” The short answer to the question is “yes.” If you need credit repair for your credit card debt problems, you’re going to need a bit of free time and a lot of patience. Where Do I Start Repairing my Credit? Your credit …
Good Idea/Bad Idea: Online Credit Card Statements
When the internet was first invented in 1980-something, the dream behind it was to make every facet of our lives as convenient and easy as possible. Actually, that’s not true but that hasn’t stopped me from ordering pizza online while taking out some random Facebooker’s mafia before he stomps all over my turf. One major …
Credit Card Debt Relief and How to Get Started
Negotiating your own debts with creditors and collection agencies can save you a bit of money, but there are several pitfalls to avoid during the process. Just like doing your own credit repair, you’re going to need to be patient and pay close attention to details. Because while you may be saving money, you certainly …
Credit Repair Help
With so many businesses pulling credit reports it’s becoming more important that Americans address any credit problems that they currently have. But is credit repair really the magical cure-all that many companies make it out to be? In order to answer that question you need to understand what credit repair is capable of doing for …
Debt Collectors vs. the State of New York
If you’ve read any of our blogs dealing with debt collectors, you probably already know that anything we have to say about them…well, let’s just say we won’t be sending them friend requests on Facebook. Hell, if you’ve ever dealt with any of them in the past, you’re probably not their biggest fans either. They’ll …
Free Credit Scores Coming July 21
We’d previously blogged about the FACT Act as it made its way through the House and Senate to become a real law. Short for Fair Access to Credit Scores, the law would finally allow consumers a big behind the curtain at their actual credit score. On Wednesday, July 21, President Obama will sign the Frank/Dodd …
Credit Repair Services Should Preach Budgeting
Budgeting might as well be a dirty word to most Americans, yet for those who have a financial plan in place their ability to improve their credit scores is amazing. While there’s no listing on your credit reports for whether you’re planning ahead with your finances or not, it’s usually obvious to lenders that you’re …
