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Hopefully, they’re not one and the same. We’ve done a lot of consulting work in the past, covering a wide range of topics in the realms of credit repair, debt relief, and personal finance as a whole. Recently, we were approached by a dating website, Vali-date.net, asking us to consult on identity and profile verification.  …

One thing we always try and stress to our clients, especially when they first sign up for debt relief or credit repair services, is how important it is to have at least 3 open credit cards in good standing with the credit bureaus in order to maintain and build upon a good credit score.  If …

Having worked in the field of debt relief and credit repair services for as long as I have, there isn’t much I haven’t seen or heard when it comes to people’s credit.  And now that the economy itself is in as bad a shape as a lot of people’s credit, it seems that our past …

I remember the week following my 18th birthday, going out to the pick up the mail for the day, and finding the majority of my mailbox packed with a bunch of credit card offers from all the major CC companies – from Visa to American Express.  I didn’t think much about them; these kinds of …

Good news in the realm of consumer credit card debt is something of a rarity; unless it involves the person getting out of debt completely, there’s generally not a lot of cause for celebration when the subject of debt comes up. Well here’s a little bit of good news for those of you searching for …

One question that’s been posed by some of our customers deep in credit card debt and in need of credit score repair concerns the different types of debt and whether there’s such a thing as a good debt (that is, something worth being in the financial hole for) versus the obvious bad debts that seem …

This Sunday, August 22, marks the day the final provision of the Credit Card Accountability, Responsibility and Disclosure Act of 2009 goes into effect, helping you get that much closer to finding debt relief from your credit cards. Originally signed into law by President Obama last year, the new laws were designed to end many …

I suppose a more positive way to spin this would be, “Credit Card Debt No Longer Our #1 Financial Concern!” Yes, you read that headline right – our student loans have finally managed to surpass our credit card bills in outstanding debt.  According to figures from the Federal Reserve in June of 2010, consumers collectively …

As if we didn’t have enough to worry about as far as credit card debt goes – what with everyone from Costco to Best Buy to Home Depot and every gas station inbetween tripping over themselves at the chance to sign you up for a new store credit card – now the health care industry …

One of the most frequently asked by many of our clients trying to find their way out of credit card debt is “What’s the deal with all these credit scores?  Why are some different than others?  And how the hell can I tell which one actually matters?” Okay, so that’s actually 3 different questions, but …