Everyone’s tightening their belts. They know that the only way to get out of their credit hole is by paying off their debt, which means cutting corners, not going out to dinner and shows as often, buying fewer clothes, and getting the generic brand. Sorry, what was that last one?
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By the time most of us figure out that our credit score takes a huge hit when we don’t have any available credit, we’ve already maxed out those two cards we got way back in college. To get available credit, we have to either pay off the debt, which can take a long time, or [...]
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One of the reasons thousands of people don’t get the help they need to repair their bad credit is that they don’t think they can afford it. It’s the ultimate Catch-22: without money, you can’t repair your credit. But with bad credit, you’re sinking deeper and deeper into debt. Someone’s got to break the vicious [...]
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Everyone’s getting tons of fees tacked on to their credit cards, especially if they have bad credit. The fee-happy creditors aren’t just stopping at the consumer, though – they’re also hitting businesses. “So what?” you’re thinking. “If they have to pay some fees, maybe the credit card companies will get off my back for a [...]
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See, the last 10 years for My Credit Group have been spent trying to help people get control of their credit. Most of the time, people think that means just clearing out all the bad credit and helping them build up new. And sure, that’s a part of it, of course it is. That’s what [...]
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Sorry, but even those shmancy office chairs from Sharper Image can’t compete with our new credit repair support desk. We realize it doesn’t make for as much of a relaxing visual, but let’s face it – your credit took a much harder hit last year than your back did. So, let’s put the support where [...]
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You may have seen some changes on the MyCreditGroup website. That’s because we’re building interactive tools to help you manage your credit better and have easier contact with your advisors. This is good change, not the big scary asteroid about to crash into the earth sort. The sliced bread sort of change. The pizza-is-available-by-delivery change. [...]
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Here’s how credit used to work in olden times. You had a small property, a nice middle-income household, in a little town. You also had a name. It was a good name. You could use your good name anywhere, to help you get stuff. You’d head on over to the general store and say, “I [...]
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