Monthly Archive
for: ‘March, 2010’

Earn by Saving: Taking Advantage of Tax Deductions and Tax Credit

In addition to your standard budgeting system, taking advantage of tax credits and deductions is one of the very best ways to gain personal wealth, put your money where it matters, and start living wiser.

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A Common Question about Divorce

Dealing with credit and debt problems after divorce is common, and can cause high levels of unwanted stress and complication. The important thing to remembr during such times is to keep your cool and don’t do anything irrational, such as walking away from property you partially own. There are ways to disassociate yourself with these kinds of financial reponsibilities–but if you don’t take care of them before the divorce is final, you may find yourself in trouble.

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Fast Solutions to Debt?

People, for some reason, tend to think that there’s some kind of magic to these services—that you can somehow fix a lifetime’s worth of financial problems with the simple snap of a finger. And while there may be some mighty effective and even “speedy” solutions, there’s never a guarantee that the process will ever be “fast” or “simple.”

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The FTC Unleashes Holy War Against Breakfast Cereal Companies?

By providing more educational resources, strengthening the qualification standards of credit repair companies and financial counseling services, and developing a more interactive system of financial training, the FTC can take consumer protection to a much higher level.

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Why the Credit Repair Industry is a Disappointment

What’s the first word that pops into your head when you hear the phrase credit repair?  If you’re like me, it’s “scam.”  And I actually work with a credit repair company! For the past year, as a credit repair compliance officer, I’ve been breaking down credit repair laws, compliance issues, the scams, and really all …

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Solutions for Debt Relief: Ask Yedda

Today we’re excited to talk about another cool spot on the web that’s new to us: Yedda. What makes Yedda unique? Yedda is a social networking site that that’s based around Q&A sharing. Members of Yedda input questions that are catagorized and literally mass-emailed to other users with similar interests and expertise. Sound cool? It is.

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Fix Credit: Quick Solutions Aren’t Always Best

Everyone’s looking for fast solutions to bad credit.  And consequently, many of today’s credit repair companies are promising fast & easy service.  But do these services provide realistic, effective solutions to credit problems?  Probably not.  And that’s because most of these companies attempt to quickly clean up credit reports by mass-mailing generic dispute letters.  And …

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Credit Repair: It’s More than Removing Negative Items

Credit repair involves much more than dispute letters. And sadly, many credit repair services are doing nothing beyond. This, of course, helps to misdirect consumers who are often in dire need of financial help, and it also helps credit repair—a genuinely valuable process—gain a bad reputation.

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How to Preserve Your Credit While Looking for a Job

So you’ve just been handed your pink slip; your all-purpose admission ticket to Unemployment Land.  Don’t feel too bad – over 10% of US workers (or about 15 million people) are in the same place, so at least you’re in good company.  Unfortunately, you’ll need more than a parking ticket stub to make your way …

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