For many people who are anticipating a loan or new line of credit, knowing the state of their credit report is paramount. After all, your score and report are sort of like that permanent record your teachers always warned you about in grade school come to life. It can make or break your chances of [...]
Continue ReadingSeptember 2010
I love living in California. I know I’ve said this before, but it’s true. Yes, the state is about as badly managed as a 7-11, and everything is ridiculously expensive (one night in the Gaslamp District of San Diego can leave your wallet begging you to put it out of its misery), but damn if [...]
Continue ReadingAbout a month ago, we blogged about an almost unheard of trend in the world of credit card debt: According to a report by the New York Federal Reserve, a large majority of Americans were actually up-to-date on their debt payments instead of letting them fall by the wayside for so long. We also saw [...]
Continue ReadingThe Credit CARD Act of 2009 can be the best thing to happen for your card since, well, ever. The new rules severely limit fees, interest rate hikes, and just about everything else you hate about credit cards. However, there’s a downside to the new rules as well. Because lenders and creditors are no longer [...]
Continue ReadingSo often we talk about how important good credit is to your financial well being, that sometimes we gloss over just what bad credit can do to your profile. Aside from leaving you in search of debt relief, having bad credit puts a serious strain on your wallet in both the short and long term, [...]
Continue ReadingSo you say you’re tired of trying to find debt relief when your credit card interest rate is too high. I mean seriously, how are you supposed to make any headway on all those bills when your ridiculously high rates are barely allowing you to tread water as it is? Many of the banks who [...]
Continue ReadingHopefully, they’re not one and the same. We’ve done a lot of consulting work in the past, covering a wide range of topics in the realms of credit repair, debt relief, and personal finance as a whole. Recently, we were approached by a dating website, Vali-date.net, asking us to consult on identity and profile verification. [...]
Continue ReadingOne thing we always try and stress to our clients, especially when they first sign up for debt relief or credit repair services, is how important it is to have at least 3 open credit cards in good standing with the credit bureaus in order to maintain and build upon a good credit score. If [...]
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