Whenever we discuss our Fresh Start program with potential (and existing) clients, one question that invariably comes up is, “How will this affect my credit score?” So, here is exactly what new lines of credit can do to your credit score. Taking a slice out of your credit score Before we get into that, though, [...]
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Building positive credit is an essential part of the credit repair process. Many times we find that consumers aren’t making their decisions on interest rates or applicable fees, but instead on the rewards programs that the credit card companies are offering. But credit card incentive programs aren’t always as “rewarding” as they’d like you to [...]
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I love living in Southern California. Sure, the state’s got worse management than a fast food franchise chain, but I’ll be damned if you can beat the weather and location. And with summer just around the corner, and the beach calling my name just about every afternoon, it’s hard not to love it out here. [...]
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The deficiencies in our economy have clearly fueled home foreclosures and unemployment, but another statistic that’s on the rise in our troubled economic times is personal bankruptcy filings. This is noteworthy because new bankruptcy laws were enacted in October of 2005 to make it more difficult for consumers to simply abandon their debt. According to [...]
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First, we talked about Blippy, a Twitter-esque site that allows users to post just about anything they charge to a credit card to the site for all to see. Then we looked at Shoeboxed, a monthly service that scans and stores copies of your important receipts on their website. Now, for the epic conclusion in [...]
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When most people begin repairing their credit, they’re eager to get things going and address their most pressing issues. And of course, credit report mistakes, collection accounts and unpaid debts are all things to be concerned about—and the sooner you deal with them, the better. But while so many are focused on getting results, they’re [...]
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It’s definitely a risk. You can’t be blamed for being skeptical. And you won’t be judged for being cautious. If you’re already having credit problems, why would you want to risk throwing your time and money away on some credit repair service that may or may not do you any good? Being alert, being safe, [...]
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Continuing our list of the top 5 most common credit mistakes that anybody can make (and many people do), we come to matter that’s easily overlooked: not having enough credit. So many fall under the assumption that having little or no credit is ok. But if you’re truly interested in having a good credit rating, [...]
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On Monday’s blog post I discussed the increasing costs of eating healthy. While Americans seem to be gravitating towards healthier foods over junk foods, the change can sometimes be difficult since it’s usually much cheaper to fill up on empty calories and food you know are bad for you. With that said I was providing [...]
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Hot off the heels of my previous blog about Blippy (part 1 of our stalkers paradise trilogy), a site that allows users to share their credit purchases online with other people, comes a quick look at Shoeboxed – a web page that scans and saves copies of your personal and business receipts. I’ve recently begun [...]
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