Congratulations! You’ve successfully finished college, nailed that job interview, and have even found the perfect apartment for your first venture out on your own. Now, you’re an ADULT™ and you feel awesome! The only thing standing in the way of financing your great adventure is that old standby, personal finance, and in order. Now all [...]
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There’s hardly anything as important to someone’s financial well-being as their credit score. These numbers hold more sway over your finances than most people even know, not because of their inability to understand just what their score means for their money situation, but because there’s so little concrete information about what goes into those numbers [...]
Continue ReadingOften when clients contact us about our debt settlement plans, when asked about their current financial situation, they run through a laundry list of accounts that have gone from manageable to overwhelming that generally sounds like a perfect example of what you shouldn’t do. Most of them realize how they got to where they are, [...]
Continue ReadingIf there’s one point we try to hammer home to each of our clients here at My Credit Group, it’s the importance of your credit score – not just to you, but to everyone around you. Whether you’re trying to take out a loan, score a new credit card, or even apply for a job, [...]
Continue ReadingHere’s a no-brainer for you: according to a new study from J.D. Power and Associates, American consumers’ overall satisfaction with credit cards is improving. In other news, water is still wet, the sky is still blue and we’ll all be paying taxes next year. The study also found, however, that just because overall satisfaction with [...]
Continue ReadingI moved into a new house a few months ago, and only just got around to finishing unpacking a couple of weeks ago. Now that I’ve finally my kitchen set up and am eating more than just take-out every night, the place finally feels like home. Part of the reason I held off on fully [...]
Continue ReadingPrepaid cards are all the rage these days, it seems. A number of different market research surveys have found that more and more consumers are starting to let their credit cards fall by the wayside for prepaid cards – particularly gift cards with a Visa or MasterCard branding – and aren’t looking back. But are [...]
Continue ReadingFor many people who are anticipating a loan or new line of credit, knowing the state of their credit report is paramount. After all, your score and report are sort of like that permanent record your teachers always warned you about in grade school come to life. It can make or break your chances of [...]
Continue ReadingI love living in California. I know I’ve said this before, but it’s true. Yes, the state is about as badly managed as a 7-11, and everything is ridiculously expensive (one night in the Gaslamp District of San Diego can leave your wallet begging you to put it out of its misery), but damn if [...]
Continue ReadingAbout a month ago, we blogged about an almost unheard of trend in the world of credit card debt: According to a report by the New York Federal Reserve, a large majority of Americans were actually up-to-date on their debt payments instead of letting them fall by the wayside for so long. We also saw [...]
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