2010

The Credit CARD Act of 2009 can be the best thing to happen for your card since, well, ever.  The new rules severely limit fees, interest rate hikes, and just about everything else you hate about credit cards.  However, there’s a downside to the new rules as well. Because lenders and creditors are no longer [...]

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So often we talk about how important good credit is to your financial well being, that sometimes we gloss over just what bad credit can do to your profile.  Aside from leaving you in search of debt relief, having bad credit puts a serious strain on your wallet in both the short and long term, [...]

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So you say you’re tired of trying to find debt relief when your credit card interest rate is too high.  I mean seriously, how are you supposed to make any headway on all those bills when your ridiculously high rates are barely allowing you to tread water as it is? Many of the banks who [...]

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Hopefully, they’re not one and the same. We’ve done a lot of consulting work in the past, covering a wide range of topics in the realms of credit repair, debt relief, and personal finance as a whole. Recently, we were approached by a dating website, Vali-date.net, asking us to consult on identity and profile verification.  [...]

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One thing we always try and stress to our clients, especially when they first sign up for debt relief or credit repair services, is how important it is to have at least 3 open credit cards in good standing with the credit bureaus in order to maintain and build upon a good credit score.  If [...]

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Having worked in the field of debt relief and credit repair services for as long as I have, there isn’t much I haven’t seen or heard when it comes to people’s credit.  And now that the economy itself is in as bad a shape as a lot of people’s credit, it seems that our past [...]

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I remember the week following my 18th birthday, going out to the pick up the mail for the day, and finding the majority of my mailbox packed with a bunch of credit card offers from all the major CC companies – from Visa to American Express.  I didn’t think much about them; these kinds of [...]

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Good news in the realm of consumer credit card debt is something of a rarity; unless it involves the person getting out of debt completely, there’s generally not a lot of cause for celebration when the subject of debt comes up. Well here’s a little bit of good news for those of you searching for [...]

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One question that’s been posed by some of our customers deep in credit card debt and in need of credit score repair concerns the different types of debt and whether there’s such a thing as a good debt (that is, something worth being in the financial hole for) versus the obvious bad debts that seem [...]

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This Sunday, August 22, marks the day the final provision of the Credit Card Accountability, Responsibility and Disclosure Act of 2009 goes into effect, helping you get that much closer to finding debt relief from your credit cards. Originally signed into law by President Obama last year, the new laws were designed to end many [...]

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