I suppose a more positive way to spin this would be, “Credit Card Debt No Longer Our #1 Financial Concern!” Yes, you read that headline right – our student loans have finally managed to surpass our credit card bills in outstanding debt. According to figures from the Federal Reserve in June of 2010, consumers collectively [...]
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As if we didn’t have enough to worry about as far as credit card debt goes – what with everyone from Costco to Best Buy to Home Depot and every gas station inbetween tripping over themselves at the chance to sign you up for a new store credit card – now the health care industry [...]
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One of the most frequently asked by many of our clients trying to find their way out of credit card debt is “What’s the deal with all these credit scores? Why are some different than others? And how the hell can I tell which one actually matters?” Okay, so that’s actually 3 different questions, but [...]
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This past weekend, a friend of mine from Arizona was in town and wanted to head out to Disneyland. I hadn’t been to the “happiest place on Earth” in over 10 years, so it sounded like a fun way to spend a Saturday – even if the lines were sure to be torture, and the [...]
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It’s the start of a new semester (well, almost) and for most college students, that means saying goodbye to their personal finances (unless mommy and daddy are paying for everything, in which case feel free to close this blog and continue watching reruns of The Hills). For many college-aged kids, being faced with the high [...]
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Many people in need of credit card debt relief have taken the current financial crunch to heart, and so have switched to either a cash-only policy or the next best thing – a debit card. Having learned about the pitfalls of relying too much on credit cards the hard way, many are going from relying [...]
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The other night, as I slipped into my smoking jacket, poured myself a glass of brandy, and queued up my DVR to watch the latest episode of Jersey Shore, I thought to myself, “Y’know, in spite of it all, I’ve actually got it pretty good.” This pleasant thought was almost immediately followed by a more [...]
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We’ve previously blogged about identity theft and the dangers it poses, leaving many victims in its wake as it tears through your credit history like a hurricane or a jilted ex-lover, leaving you to pick up the pieces, wondering how it all went wrong. Now, while you’re up to your eyeballs in bills and looking [...]
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It’s a common problem: kids getting their first plastic, wrack up the credit card debt and wind up needing debt relief before they’re even 20. Now you’ve got a teenager dealing with the harassment of collection calls and desperate for credit repair just because no one explained the dangers of credit. Credit cards and teenagers [...]
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Many of our credit repair and debt relief clients are with us because they weren’t disciplined with their budgeting or with credit card debt. When it comes to your financial future, the important thing is to have a proper plan in place before problems begin to occur. It’ll be easier to maintain a positive balance [...]
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