Even in the best of financial times, planning for retirement is an uncertain proposition. And here we are now on the tail end of a recession that’s been likened to the Great Depression. Housing prices are still wilting, the stock market is exceedingly unstable and many have seen their 401k’s and retirement funds dwindle to …
Author Archive
for: ‘MyCreditGroup’
What’s Dropping Faster Than Your Available Funds? Your Credit Score
I just read a recent report from FICO, the firm responsible for calculating and assigning you your credit score, which stated that more than 43 million Americans now have a credit score lower than 599. For those of you that don’t keep track on where that number falls on the Good/Bad Score scale, a score …
Why You Should Be Using Mint.com
“Go set up an account on Mint.com.” It’s the 2nd most used phrase when we speak to our clients. It’s only beat out by, “Stop buying stuff you can’t afford!” I’ve mentioned it in blog posts before, but I don’t think I’ve ever actually put up a post dedicated to just Mint.com. Even if you’re …
Credit Card Companies Ruining Consumers’ Credit
I just got off the phone with a consumer who just wanted to know if what she was going through was normal, or if anything could be done. She doesn’t need credit repair or debt relief. In fact she’s got no credit card debt whatsoever. She’s had only one credit card for the past 8 …
How to Financially Survive Unemployment
Everybody is aware of our country's unemployment issues. Even as the economy seems to be rebounding, the unemployment rate is still hovering above nine percent. But even when our economy bounces back, being out of work is still going to be a fact of life for many Americans. If you're one of those people, your …
How One Bad Week Can Lead to Financial Ruin
Often I try to tell my readers about why specific clients end up calling us. Not everybody needs credit repair or debt relief because they’re irresponsible with their credit cards or they borrow with no intention of paying their bills. Sometimes it’s really just a product of not planning their finances properly. A Rainy Day …
Police Uncover Bluetooth-Equipped Credit Card Skimmers in Florida
To add to our previous blog post on major credit card scams to watch out for, and to illustrate both how serious and crafty these schemes really are, I read in the news the other day that police in Gainesville, FL have uncovered credit card skimming devices on several ATM machines at various gas stations. …
How to Refinance the Right Way
If you’re into financial news, or you’re looking to buy a home or refinance, then I’m sure you’ve heard that mortgage rates are once again at five year, historical lows. Hearing that has got everyone looking to see if they can save themselves a little bit of money by refinancing. People who have had …
Major Credit Card Scams to Watch Out For
It seems no matter how “secured” credit cards can get these days, there will always be a chink in the armor that some ne’er-do-well will use to break through their defenses and take the card for a night out on the town. Before you know it, your once pristine new Visa card is lying in …
How to Release a Tax Lien
Anybody that’s had it happen to them knows that a tax lien is the right to take over possession of something owned if the obligation to pay isn’t satisfied. Basically it’s when the government can claim possession of property as a result of delinquent property taxes or even income taxes. The lien will remain in …
