Much has been made on our credit repair services blog about the importance of staying on top of your personal finances. I’ve also written about both good and bad debts in the past, and the important distinction between the two. And yet, I keep hearing people say that all debts are bad, and anyone who [...]
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Continue ReadingGetting into credit card debt is easy – just ask the millions of consumers already wallowing in it. Getting back out of debt is the hard part, but fear not – it CAN be done. All it takes is careful planning, a lot of discipline, and a little time, and you can live your life [...]
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Continue ReadingIt’s fast, it’s easy, and it’s the best deal of your life – all you have to do is sign on the dotted line and all this can be yours! Yeah, credit card offers can be pretty damn enticing when they promise you the world and everything in it. Before you know it, that shiny [...]
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Continue ReadingI think I can safely speak for just about everyone on the planet when I say that being deep in credit card debt sucks. Whether you went on some crazy spending spree with your favorite Visa card, or had to resort to paying bills with your MasterCard to help make ends meet, ending up with [...]
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Continue ReadingWell here’s some good news in the world of credit repair: According to an article posted by the Associated Press, consumers have started paying their credit card bills on time again. Late payments on credit card accounts are at the lowest they’ve been since before the recession kicked into high gear, according to data collected [...]
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Continue ReadingWe’ve had this question pop up on more than one occasion with our clients recently, so I thought we’d cover it here. More and more consumers are strongly considering switching to paperless billing statements for their monthly credit card and bank statements. Instead of getting a paper bill in the mail each month, consumers instead [...]
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Continue ReadingA common story relayed to My Credit Group by clients suffering from credit card debt is how often they’d use their credit cards as a “pick-me-up” of sorts. In other words, whenever they were feeling down for whatever reason, they’d use their credit card to buy something and feel a little (or a lot) better. [...]
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Continue ReadingI remember getting my first bike for Christmas when I was 6 or 7 and taking it out that morning and cruising around the neighborhood like a boss, feeling like the master of my domain. Probably the one thing I remember more about that day, though, is crashing and burning when my shoe lace got [...]
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Continue ReadingSo 2011 is here and for many people, paying their outstanding debts down is high on their list of New Year’s resolutions — about as important as working all of that holiday food out. In order to help you stick to your resolution and reduce your debts for the New Year, we’ve put together 5 [...]
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Continue ReadingIt shouldn’t come as any surprise that your creditors and lenders don’t really care about you, just the money you have on you. I’m sure it came as quite a shock when you opened that initial credit card bill, and discovered that a good chunk of your bill was going to pay down interest rate [...]
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