How do you know if a credit repair company you're about to trust with your most personal information with is the best choice for your needs? Do their sales pitches accurately portray the service you’ll receive? Are there warning signs to look for? Which features should you consider, and which ones should you discard as sales hype?

To answer these questions you first have to think about your personal needs, your current situation and your future goals. Where one may be the best credit repair company for somebody else – it may be entirely the wrong company for you.

With that said, I’ve compiled a list of general guidelines that anybody looking for the best credit repair company can safely use as a checklist. For the most part they are in order of priority. Feel free to reorganize them to fit your needs, but all things considered I think it’s fairly reliable.

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OK Folks, our independent legal council has agreed to take a look at The Cash Call Cases. If you didn’t see the original post Go Here. So, if you are having problems with cash Call please contact us, or our Attorney Robert Brennan at 888-453-6665

If you’re not familiar with Robert, he’ responsible for some of the mostSuccessful consumer credit related cases to date. A Couple of Robert's notable cases:

Ca. Courts Order Wells Fargo to Pay over 1 Million for False Credit Reporting

Arrow Financial To pay 100,000.00 for Unfair Debt Collection

To Schedule an appointment so we can dicuss your case call us toll free at: 800-430-7494

I’m not much of a historian, but I have a vague understanding of the prohibition of 1920’s.

In short, advocates of the prohibition thought alcohol was “the devils advocate“, responsible for crime, poverty etc. On January 16th. 1920, the 18th amendment was put into place to make it illegal to sell, transport or manufacture alcohol.

Problem solved. Take away the cause and solve the problem right? Wrong, in fact it could easily be viewed as a miserable failure. Violent crimes skyrocketed, deaths skyrocketed and gangs flourished.

So what’s this have to do with credit repair services? Continue reading and you’ll see.

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Everyone wants good credit. Your credit score dictates every aspect of your financial well being. It controls how much you’re able to save; the type of house and car you’re able to afford. It’s even becoming a key factor potential employer’s look at.

But What Happens When You have Bad Credit - Really Bad Credit?

What if You have The Worlds Ugliest Credit Report?

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I just read an article by Simon Constable over at Thestreet.Com about how some companies are now offering borrowers quick ways to mend their credit scores.

While far from a new industry it is however, a dead industry.

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We were consulting a couple Friday that had previously disputed some items online directly on the credit bureaus websites, and I thought it might make an interesting topic to discuss real quick.

I highly recommend you NEVER use their online dispute systems, and I'll explain why.

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 I wrote a blog entry here about dispute letters being used in an attempt to repair your credit and wanted to elaborate a bit more on it.

It seems no matter what you read on the internet about credit repair services, it all says the same thing.

“Send the credit bureaus a dispute letter. They have 30 days to verify the debt in dispute, or it must be removed from your credit report”.

Haven’t seen one? Feel like getting really disillusioned with people who call themselves experts?  Go here and navigate to the third page of their article

Sure, there was a time (a long time ago) when dispute letters worked. That was then, this is now and these letters are a waste of time.

If you rely on nothing more then these letters to repair your credit, you’re going to get marginal results at best. More realistically, you’re going to get sued and I’ll tell you why.

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Want to learn 5 fast and easy tricks to improve your credit score - FAST?

I know silly question. Of course you do.

Google the phrase “Credit Repair” and you’ll find hundreds of thousands of websites publishing the same generic, useless crap about “under the FCRA you have the right to dispute…yada, yada."

Sure, it’s important to know how to remove negative items from your credit report (that being the worst way BTW), but removing negative items is only one part of a good credit score.

We’ve helped tens of thousands of people just like you - raise their credit scores by 80, 90 and even 100 points before we even begin to remove negative items.

Want to know how?

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