This post doesn’t have much to do with the subject of credit repair or debt relief (at least not on the surface), but after reading it on my RSS feed this morning, I just had to share it anyway. It seems the Chief of Police in Oakland, CA released a list of 44 different crimes …
Category Archive
for: ‘Credit Repair’
How Does Credit Repair Work?
Like most financial services credit repair isn’t a cookie-cutter, one-size-fits-all type of procedure. Because sending a dispute letter might work for a small percentage of consumers, doesn’t mean that it’ll work for you. What you want to do is figure out what approach is going to work best for your particular situation. But to think …
How to Improve My Credit Score
Credit repair is probably going to do most of the groundwork with the credit reporting agencies and your creditors, but what you do when the credit repair is completed is even more important when you’re trying to improve your credit score. Too often consumers assume that the credit repair and debt relief was supposed to …
Desperate Local Governments Making Staying On Top of Your Credit Even More Difficult
In the past, we blogged about a recent trend among local governments who are so desperate for income that they’d begun taxing basic services on everything from dry-cleaning to hiring a magician for your kid’s birthday party. Now, these cash-strapped provinces are looking for more aggressive tactics to try and save themselves from this recession, …
What’s Dropping Faster Than Your Available Funds? Your Credit Score
I just read a recent report from FICO, the firm responsible for calculating and assigning you your credit score, which stated that more than 43 million Americans now have a credit score lower than 599. For those of you that don’t keep track on where that number falls on the Good/Bad Score scale, a score …
Why You Should Be Using Mint.com
“Go set up an account on Mint.com.” It’s the 2nd most used phrase when we speak to our clients. It’s only beat out by, “Stop buying stuff you can’t afford!” I’ve mentioned it in blog posts before, but I don’t think I’ve ever actually put up a post dedicated to just Mint.com. Even if you’re …
Major Credit Card Scams to Watch Out For
It seems no matter how “secured” credit cards can get these days, there will always be a chink in the armor that some ne’er-do-well will use to break through their defenses and take the card for a night out on the town. Before you know it, your once pristine new Visa card is lying in …
Beware of Ineffective Debt Relief
The Better Business Bureau released a report recently claiming that consumers that are looking for debt relief should definitely be wary of some of the deceitful companies that are out there. But it's not just the BBB who’s sounding the alarm. The U.S. Government Accountability Office just came out with the results of an undercover …
Wanna See Why It’s So Important to Pick the Right Debt Relief Company?
It may seem like our record starts to skip a few beats every time we discuss debt relief and debt settlement companies, and how important it is to pick the right one, but we feel the urgency is justified when we read about scumbags out there who set up debt elimination scams, and those who …
One Man’s Courageous Journey to Find the Right Apartment (and how you can too)
I thought I’d try something different today and let an employee post his story about finding a new apartment, and why having a good credit score can mean the difference between finding a nice place to live, or having to settle for a hellhole. My moving day is fast approaching. As in, this Friday. Should …
