Here’s a question you don’t normally come across when trying to improve your credit: Is there such a thing as having too much credit? In other words, will taking on more lines of credit than you already have actually damage your credit score, or will it damage your chances at credit repair? Well, assuming you [...]
Continue Reading
At My Credit Group, we always try to hammer home one major point to our credit repair services clients, and that’s how important it is to regularly check your credit reports; not only for possible account errors, but also to help fight against identity theft. But what is it exactly you should be looking for [...]
Continue Reading
Once upon a time, one woman found she needed her credit repaired and, rather than leaving it to someone else to fix, took matters into her own hands and improved her credit score. Realizing there was a market for this kind of thing, My Credit Group was born. Today, more than 10 years later, My [...]
Continue Reading
You might be wondering how having a low credit score can really hurt you; how one number can make or break your financial future. Speaking as the voice of credit repair services (well, this one anyway), I can tell you from experience that bad credit closes a lot of financial doors that would have otherwise [...]
Continue Reading
Often times when looking up credit repair articles online, a common thread of advice is to build up a decent savings account to help you pay your debts down and then cut up your credit cards; all of them. Why is that? As I’m sure anyone who’s ever read any financial blog that has been [...]
Continue Reading
I was reading my RSS feeds the other night, and saw a rather interesting survey on consumer knowledge of credit and debt. The survey’s findings were a little discouraging to say the least. They found that, despite the hard lessons you’d think most people had learned during the economic downturn, many are continuing to carry [...]
Continue Reading
So you say you’re in debt. Not just in debt, but so far deep in debt that you barely know which way is up anymore, and it’s getting harder and harder to tread water. So why don’t you start taking steps to find debt relief and clean up your credit? With a mountain of debt [...]
Continue Reading
You ever see that show Hoarders on A&E? It’s about people who can’t seem to throw anything away. And I mean ANYTHING; some of these people have cereal boxes from 1985 tucked away in a corner somewhere. Now, I’m by no means a hoarder, but I do find that I have trouble throwing some things [...]
Continue Reading
Want any further proof that you aren’t as important as the rich and powerful in this country? According to reports from consumer lawyers and other legal documents, the 3 major credit reporting – Experian, Equifax, and TransUnion – have a super exclusive VIP list of their own; one that features everyone you’d expect to find [...]
Continue Reading
Ah, there’s nothing quite like getting your Federal and/or State tax refund. It’s like a late (or early) surprise birthday present from your favorite uncle Sam. And just think of how you’ll spend it all…. Now, far be it from me to tell you what to do with all that extra cash you’ve got coming [...]
Continue Reading