Category Archive
for: ‘Credit Repair’

We get the question every day: “How do I know I can trust you?”  It’s valid, especially when we all know that there are companies out there that are either only looking to line their own pockets, or they’re straight up frauds.  For a lot of people, the do-it-yourself approach isn’t going to work.  They …

While browsing some of my RSS feeds the other night, I stumbled upon a rather interesting survey over on the Lending Club website.  The site, which offers a peer-to-peer lending marketplace, took a survey back between May 20th-24th to try and gauge consumer knowledge of credit and debt, especially in light of recent hard times.  …

Over the past few years debt relief companies have been steadily making headway into the financial services market. And while the stiff competition should have forced a few companies to noticeably rise to the top of the industry, this hasn’t actually happened.  While debt relief is a valuable, legal way to handle outstanding debts, the …

President Obama made some comments about the budget deficit last night that’s sure to light some fire under some of his critics.  Luckily for them, they’ve got at least a year to prepare a rebuttal. Following the G-20 summit meeting in Toronto, Obama said of the deficit, "Next year, when I start presenting some very …

If you have kids and they’re about that age where they can start applying for credit, then now’s the time to start talking to them about the downside of credit and debt.  Who knows, if you’re lucky you might be able to throw in the safe sex conversation and get all of your parenting done …

People wonder just how much a missed payment or bankruptcy is going to hurt their credit scores.  Well FICO has produced a basic chart which estimates exactly how much consumers stand to lose as their debt starts to pile up. Now while the formula that figures out your credit scores is guarded closer than the …

When you need to fix your credit, knowing the difference between legitimate companies and credit repair scams can help you save your time, money, and most important, your credit rating. Say you’ve just obtained a copy of your credit report.  You open it only to discover you don’t have a clue what’s going on in …

It seems that the Home-Buyer Tax Credit, the $8000 credit meant for first-time home buyers, attracted more than just cute young couples on the hunt for their first home together.  According to an ABC News report, the credit proved extremely popular at your friendly neighborhood prison yard as well.  A report issued by the Treasury …

It’s been a long held belief of mine that each and every high school in the country needs to implement some kind of required personal finance course to help kids learn the fundamentals of money, and how to use it.  It’s obvious with our current economic situation that we could’ve used this program a long …

While it’s certainly possible to fix credit on your own, many are turning to credit repair companies for help.  This may because they don’t have time to do it themselves, or they simply don’t know where to begin.  And there’s nothing wrong with hiring a service to fix your credit—but going to the wrong one …