Here’s a pretty startling statistic from FICO, the firm that assigns you your credit score; apparently, over 25% of the US population currently has a credit score lower than 599, meaning about 43 million Americans could use a little credit repair. For reference, a score of 599 is pretty bad. Actually strike that, it’s hella [...]
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This is normally the type of question we would keep to our comprehensive credit repair Q&A section, but seeing as it’s been popping up more and more recently, I thought we’d address it in our blog as well. Whenever a new potential client calls in to ask about our credit repair program, we always ask [...]
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If you haven’t heard the news already, the Federal Government plans to shut down at midnight tonight (Friday, April 8th), meaning they will be closed to all new business until they decide to reopen again. What you may not have heard is that once the government shuts down, military service members stop getting paid, including [...]
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Man, that would be a scary thought, wouldn’t it? Speculation is running rampant over major financial news sites that the federal government could shut down soon, forcing lenders to stop making loans that are backed by the Federal Housing Administration. To add to the housing market’s troubles, earlier this year the White House announced that [...]
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Everyone remembers their first car. Mine was a ’91 Honda Civic that I inherited (bought) from my parents during my junior year in high school. I held onto that car for just under 20 years before it finally punched out and I sold it to some kid who wanted to turn it into a street [...]
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With the wealth of misinformation available regarding managing your credit and debts, I thought we’d take a moment today to look at 5 of the biggest credit repair myths that we still hear to this day, and point out the real facts: 1: Amount of debt affects credit score. “My credit should be easy to [...]
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(Before we get started, I need to get something out of the way: We don’t make a habit of raking someone else’s work over the coals, so we’ll just refer to them as “Redit Rog” powered by “Redit Roan”) I just read an interesting, if rather ill-informed, article from a credit blog (of all places!) [...]
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Did you know that up to 35% of employers in the US have begun pulling potential applicants’ credit reports? In an effort to try and predict the potential employee’s job responsibility, especially in any sort of financial position, employers have taken to reviewing your credit reports during the job screening process, according to the Society [...]
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You’ve seen us blogging about the idea for the past few weeks, and now it’s official: May is My Credit Group’s Save Your Credit, Save a Life month. Around December of last year, we committed to doing over 600 hours of volunteer work for 2011. After a couple of volunteer efforts, our paths crossed with [...]
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When you’ve got negative credit accounts popping up all over your credit report, you’re going to want to do all you can to repair your credit – especially if you believe the information reported is inaccurate. Luckily, the credit bureaus understand that not all of the information they report is always 100% truth, so they [...]
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