Credit Repair

It’s a common question we get here: “Can I repair my own credit?”  The short answer to the question is “yes.”  If you need credit repair for your credit card debt problems, you’re going to need a bit of free time and a lot of patience. Where Do I Start Repairing my Credit? Your credit [...]

{ 0 comments }

When the internet was first invented in 1980-something, the dream behind it was to make every facet of our lives as convenient and easy as possible. Actually, that’s not true but that hasn’t stopped me from ordering pizza online while taking out some random Facebooker’s mafia before he stomps all over my turf. One major [...]

{ 0 comments }

Negotiating your own debts with creditors and collection agencies can save you a bit of money, but there are several pitfalls to avoid during the process. Just like doing your own credit repair, you’re going to need to be patient and pay close attention to details. Because while you may be saving money, you certainly [...]

{ 0 comments }

With so many businesses pulling credit reports it’s becoming more important that Americans address any credit problems that they currently have.  But is credit repair really the magical cure-all that many companies make it out to be?  In order to answer that question you need to understand what credit repair is capable of doing for [...]

{ 0 comments }

If you’ve read any of our blogs dealing with debt collectors, you probably already know that anything we have to say about them…well, let’s just say we won’t be sending them friend requests on Facebook.  Hell, if you’ve ever dealt with any of them in the past, you’re probably not their biggest fans either.  They’ll [...]

{ 0 comments }

We’d previously blogged about the FACT Act as it made its way through the House and Senate to become a real law.  Short for Fair Access to Credit Scores, the law would finally allow consumers a big behind the curtain at their actual credit score. On Wednesday, July 21, President Obama will sign the Frank/Dodd [...]

{ 0 comments }

Budgeting might as well be a dirty word to most Americans, yet for those who have a financial plan in place their ability to improve their credit scores is amazing. While there’s no listing on your credit reports for whether you’re planning ahead with your finances or not, it’s usually obvious to lenders that you’re [...]

{ 0 comments }

You must’ve seen the ads promising to fix your credit and have your score up 200 points overnight.  They’re on the TV, the radio, newspapers and there are no shortage of fake "Top Credit Repair Company Review sites".  As if some wand is going to magically fix all of your credit & debt woes.  So [...]

{ 0 comments }

A good number of Americans don’t completely understand what’s involved with credit repair so they hire a firm to handle it for them.  Or sometimes they bury their heads in the sand and never bother to look at their credit card debts at all.  The truth is that most ways to fix your credit begin [...]

{ 0 comments }