There are a lot of factors that go into making up your credit score, from how often you pay your bills on time to the age of your various accounts. When you’re trying to clean up your credit report, knowing which areas to focus on can make the credit repair process much easier and go [...]
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Continue ReadingSounds almost too good to be true, doesn’t it? In a lot of cases, it is – most offers for a free peek at your credit score come with the caveat that you sign up for a service such as a credit monitoring monthly subscription or alert program for that look behind the curtain. But [...]
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Continue ReadingI’ve seen this question asked on more than one occasion. Most of the people who ask it usually follow it up with this gem of financial wisdom: “I pay for everything with cash, so I don’t even need to worry about a credit score”. And is that what they tell lenders when they’re looking to [...]
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Continue ReadingIf you’re looking to improve your credit score, you’re probably aware of the wealth of information available to you about the subject. What you might not know is that not all credit repair advice is given with your particular situation in mind, or sometimes even with your best interests at heart. In an effort to [...]
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Continue ReadingWhen you’re trying to fix your bad credit, you’ve no doubt come across the multitude of ads on TV and online advertising free credit scores. What you may not be aware of though, is just how much those “free” peeks at your score may end up costing you in the long run. What you pay [...]
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Continue ReadingOne question often on the mind of anyone undergoing credit repair is how exactly they’re supposed to fix their bad credit when they don’t even know what goes into their credit score? Your credit score is a pretty shy customer, only really showing itself when certain people ask for it and never really revealing what [...]
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Continue ReadingWell, I guess we can wrap it all up, folks. Last week, the Policy and Economic Research Council released a study that stated less than 1% of credit reports contain the types of errors that lead to a dramatic increase in credit scores once they’re removed. This sort of flies in the face of other [...]
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Continue ReadingThere are quite a few myths out there that relate to consumers’ credit scores, making the prospect of credit repair seem about as promising as successfully navigating a minefield with no map. My Credit Group has seen and heard our share of these myths, and knows that having so much misinformation out there can make [...]
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Continue ReadingSo you say you’re ready to become a homeowner, like a full-fledged adult with real grown-up responsibilities. Well, there’s no better time than now to gain admittance into the mortgage club – after all, it’s not like they’re really hurting for new members these days, is it? But before you run off to a loan [...]
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Continue ReadingGo to annualcreditreport.com, fill in your information, and BOOM!, you’re done. Next topic… Wait, what’s that? You’ve already pulled your annual report from that site, and want another look at your report for FREE? Well, there are ways to get another look at your credit report without having to wait another 12 months, but they [...]
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