So you have credit and/or debt issues? Perhaps you have a couple older late pays, a collection account or two and a wallet full of credit cards sucking the life out of your paychecks.

You need help but you’re not sure what kind of help. You’re pretty sure debt settlement and credit repair might do the trick, but you’re not sure exactly which category you fall under.

[ Read the rest of this entry ]

Ok, it’s finally done. Probably 80 percent of our clients (or anybody considering credit repair) is torn between credit repair and debt settlement. We expressed our thoughts about debt settlement earlier in this post.

If you didn’t read it I suggest you do. In short I said that in theory debt settlement is a fantastic program. The problems the industry has are the same that the credit repair industry has.

It’s filled with opportunists masquerading as settlement companies, the fees have gone through the roof and it really does a number on your credit score. In my post “if I were a debt Settlement Company” I proposed a program that I think would work miracles for people.

[ Read the rest of this entry ]