Collectors Say The Darndest Things
Posted on March 29th, 2007 by Marc Chase Posted in Debt Collectors | 16 CommentsIn or lives, we’ve all been blessed by a quote or two that have inspired us, made us laugh or have provoked thought. Immediately names like Mark Twain, Oscar Wilde, Churchill and Voltaire come to mind.
Words written in the interest of all mankind, they’ve inspired and changed the life of millions and while some are more familiar then others, there are those a little less known that deserve the same recognition like Cash Call, Asset Acceptance and Capital One.
The following are a must for any collector of fine quotes.
“I don’t care if it was only a late fee for Hollywood Video. It’s illegal to
Not pay your bills and I will have your car repossessed.”
- Unknown Collector
“I don’t need to go to court. Pay me or I’ll personally come take your house.”
- Cash Call
“You Western Union the payment in full or I’ll come wake up every one
of your neighbors and tell them you’re a deadbeat.”
- Cash Call
“I don’t care if you have a cancelled Check showing you paid on time. Our records indicate you were late, so you were late.”
- Capital One
“If you would pay your bill, I wouldn’t have to violate your rights”
- Cash Call
“You’re not going to pay for your overdue library book? Do not leave your home, I’m sending a Sherriff to come arrest you right now.”
- Unknown Collector
“Hey at least the collection industry has a little integrity; unlike people like you who won’t even pay your bills”
- Collection Agency
“Let me guess, you had penis enlargement surgery and then skipped out on the bill”
- Collection Agency
“Nice try but we’re the original creditor, laws don’t apply to us”
- Cash Call
“I just verified it! I said its your account so consider it verified”
- Collection Agency
“If you want me to verify this debt, I’m going to have to charge you an additional
200.00”
- Collection Agency
“You read too many books. Providing proof the debt is yours is a myth”
- Maddocks Collection
“No Wonder You’re not married, you have no money”
- Maddocks Collection
“I can add anything I want to your credit report. Consider it your punishment for not paying your bills”
- Cash Call
“You sleep with me and I wont repossess your car”
- Repo Guy – Lawsuit did follow
“Will you be there at 4pm today? I’m sending the District Attorney come talk to you”
- (unknown collector) Another Library late fee.
“ Pay us today and it will be $500.00, pay us tomorrow and it will be $1200.00”
- Collector for Stator Brothers Foods
"If I dont collect this money I'm going to get fired. If I do I'm going to sue you for stress"
- Unknown Collector
If you have a favorite debt collector quote or author please share your thoughts
These have been sent in by clients and we can not attest to their accuracy (But it's no surprise)
Allied Interstate: According to our records, you HAVE been using your AOL account. In fact, it says you used 48,000 hours last month.
Me: There are fewer than 10,000 hours in a single year. How is that possible?
Allied Interstate: It says that in your account. It can’t be wrong.
LOL I cannot believe I forgot to look for AOL quotes. They have to be in the top 10
Thats a pretty good one, thanks
Ask them what they are going to do if you don’t pay.
Take you to court is the obvious answer.
Ask them what court. They will probably tell you the court where you live. Ask them the name of the court.
You think they are serious (and not in violation of the Fair Debt Collection Practices act) when they can’t tell you the name of the Court they are threatening to take you to?
Hi John -
Thanks for the input however, I am not grasping your last sentence. I think you are referring to they cannot threaten legal action they don’t actually intend to, or cannot do
Listen you young whippersnapper! None of my employees would ever say anything remotely similar to your quotes! I think you’ve got us confused with CAMCO or you’ve been smoking some of that funny stuff. I’ll be checking back and you better take that off or else!
Manager of Cash Call Ladies and Gentlemen
And now we see where your collectors get their shinning personalities.
I know, debt collectors would never, ever be rude to a client would they?
Your Collector Brian Shaw in a fit of rage allowed himself to be recorded.
In fact his exact words were “I don’t give a F*%ck, tape all you want”
(yes, that is on tape) He then said I don’t need to go to court to get a lien,
i will personally just take your house and went on and on about how
they can do anything they want, the FDCPA doesnt apply to them
because they are the original creditors.
I guess this would be a great time to reiterate to our clients
that you don’t need fancy dispute letters to win with debt collectors,
Their big mouths will win for you.
Tell you what, you sue me if you dont like it. When we get to court
My Client, My Tape Recording and My Attorney will meet you there.
We’ll see who walks out with more money, me or you!
Now, lets go back to your threat. Or else what?
I didn’t threaten anything. You are twisting my words you wordsmith you! You’re lucky I have business to attend to or I’d… I’ll get back to you later and you better get that off the site before I check back!
Umm, you don’t really have a tape do you?
Ok seriously, I’m having a very difficult time believing a “manager from Cash Call” would actually talk like this publically.
If you dont like the post and don’t believe Brian Shaw allowed himself such a mistake you have two choices.
a) take me to court
b) Learn to collect without violating Peoples rights.
However, because Im a nice guy, I will grant you your wish.
I have Removed it as you requested…The Removal is here
http://www.mycreditgroup.com/clients/eq.gif
This conversation is over. Have a wonderful day
HAHAHAHAHAHA
OH SNAP!
I don’t think they would be dumb enough to engage like this either. Probably some jackoff having fun, but that was worth a laugh.
Oh My God, now that was funny!
Not even cash call is dumb enough to write that childish trash. Obviously, somebody needs a life no matter who it is
If any chance that idiot was cash call, he has to be just on fire over that one hehehe
Um I have a post about Ford Motor Credit on my credit report, could you Remove that for me too?
I had one like 5 years ago I just couldnt believe. I rented a video from this little corner video store close to our house.
I lost it or something (dont remember total details) but they called me like a year later.
So, I go in to just pay for the video, I assumed it would cost me 50.00 bucks or something. They said some sick number like 300.00
I’m like “what the hell, the video cost 30.00 new” They said we charge 2.00 per day no matter how long you have.
LOL ya good luck on that one. Never went on my credit or anything, just thought it was amazing they even tried that crap.
I had something like that too… When I moved out of my apartment, all of a sudden, I got a bill for like $600 bucks for the various cleaning, etc. GOOD LUCK WITH THAT. Never saw it on my credit either - the landlord was a jackass from the start.
No one mentioned how they hook you in the beginning, “Hey, John what’s up?”
Uh….and then you’re hooked into the convo.
Isn’t it just outrageous what these people will say lol? I mean they really are the scum of our society. I have people I speak with that have told me they threatened to take their firstborn. I mean c’mon like who the hell says that. These people consistently break the law when it comes to how they are going to collect the debt. They threaten lawsuit, which is illegal for them to say unless they are acutally in process of doing so. They threaten to garnish wages which is illegal to say, because they cannot do that until after they have a judgement, which they do not bother to tell the debtor.
My personal advice when dealing with them is to not speak to the collectors. They are trained professional and they will pry and get as much personal information out of you as possible and just turn around and use it against you later to try and collect the debt.
This just solidifies what we’ve all known since the days of the Bible (Matthew was a tax collector, right?)—debt collectors are low. Pay Day collectors may be the worst of all time though.
The easiest way to dodge collectors is to change your phone number and address. Obviously if it is with a third-party collection agency you can also send a Cease and Desist, but generally that can be a bad move because it normally triggers escalated collection efforts.
The key is to not take anything they say seriously.
Capquest on being told my date of birth commenting that they had a different date on their file.
When I pointed out that was because it must be someone else’s debt (as I had been telling them until I was blue in the face). They told me it must have been my brother who ran up the debt.
Only problem with that is I don’t have a brother!
interesting stories and thank you for sharing.