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	<title>MyCreditGroup.com &#124; Credit Repair Blog</title>
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		<title>What You DON&#8217;T Have to Worry About Affecting Your Credit Score</title>
		<description><![CDATA[There are a lot of factors that go into making up your credit score, from how often you pay your bills on time to the age of your various accounts.  When you’re trying to clean up your credit report, knowing which areas to focus on can make the credit repair process much easier and go [...]]]></description>
		<link>http://www.mycreditgroup.com/blog/what-you-dont-have-to-worry-about-affecting-your-credit-score/</link>
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		<title>How to Stretch a Holiday Budget</title>
		<description><![CDATA[(Especially if you&#8217;re not getting a bonus this year) When you’re working towards complete credit repair, one thing that’ll make the journey easier is learning how to stretch your purse strings as far as they’ll go.  Finding debt relief is an important part of credit repair, and nothing can help you achieve that better than [...]]]></description>
		<link>http://www.mycreditgroup.com/blog/how-to-stretch-a-holiday-budget/</link>
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		<title>Repairing Your Credit While Hunting for an Apartment</title>
		<description><![CDATA[Wondering what’s keeping you from landing that dream apartment you’ve had your eye on all this time?  It could be your credit history. What went wrong? Maybe you have student loans that were defaulted, a collection or two in your history, or are just in need of credit repair in general.  Whatever the reason, you [...]]]></description>
		<link>http://www.mycreditgroup.com/blog/repairing-your-credit-while-hunting-for-an-apartment/</link>
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		<title>Making Credit Repair Companies Work for You</title>
		<description><![CDATA[Credit repair is serious business. I&#8217;m sure you already know that, and so do thousands of companies vying for your bottom dollar online. Some of them make pretty far-out promises &#8211; a quick look at some of the hits for &#8220;credit repair companies&#8221; on Google brings up results for some companies that guarantee permanent results [...]]]></description>
		<link>http://www.mycreditgroup.com/blog/making-credit-repair-companies-work-for-you/</link>
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		<title>This Week in Credit 12/2/2011</title>
		<description><![CDATA[This Week in Credit News Credit Swaps on Bank of America, Goldman Sachs Jump on S&#38;P Cut “The cost to protect debt issued by U.S. banks from Bank of America Corp. to Goldman Sachs Group Inc. jumped after Standard &#38; Poor’s lowered their long-term credit ratings as it revised criteria for the banking industry.” A [...]]]></description>
		<link>http://www.mycreditgroup.com/blog/this-week-in-credit-1222011/</link>
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		<title>How Your Bad Credit Could Be Hindering Your Job Prospects</title>
		<description><![CDATA[With unemployment rates in America hitting a near all-time high, the number of applications being received per position is skyrocketing. Couple the unemployment rate with the increasing popularity of employers running credit &#38; background checks on potential employees and the situation is creating a Catch-22 for many job seekers. This is because your credit profile [...]]]></description>
		<link>http://www.mycreditgroup.com/blog/how-your-bad-credit-could-be-hindering-your-job-prospects/</link>
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		<title>Credit Repair Tips for Keeping Your Holiday Budget Down</title>
		<description><![CDATA[People looking for credit repair options always appreciate tips to help them save money in any way they can (especially now that we’re heading into the holiday shopping season full speed ahead) so they can improve their credit scores quickly and reduce their debts as much as possible.  In the interest of helping those looking [...]]]></description>
		<link>http://www.mycreditgroup.com/blog/credit-repair-tips-for-keeping-your-holiday-budget-down/</link>
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		<title>Mistakes to Avoid While Trying to Fix Your Credit</title>
		<description><![CDATA[Most people do all they can when it comes to credit repair.  They pay their bills and try to keep their credit cards from making the wrong charges, but for some reason, their reports and scores never quite seem to work out as well as they hope. To help you make some sense out of [...]]]></description>
		<link>http://www.mycreditgroup.com/blog/mistakes-to-avoid-while-trying-to-fix-your-credit/</link>
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		<title>You Wanna Buy My Gold?</title>
		<description><![CDATA[This post might not have much to do with credit repair services, but I thought we’d cover an area of personal finance often left unchecked. It seems like every other day that I come home from a long day at the office to find at least two cards that proclaim in huge, bold letters “WE [...]]]></description>
		<link>http://www.mycreditgroup.com/blog/you-wanna-buy-my-gold/</link>
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		<title>When Not to Use Your Debit Card</title>
		<description><![CDATA[Used to be a fella was always havin’ to carry cash around in his wallet if he was intendin’ on buyin’ somethin’ for himself while he was out ‘n about his business.  Nowadays, no one really even uses cash anymore, cuz they all got debit cards now. Of course, if your aim is to improve [...]]]></description>
		<link>http://www.mycreditgroup.com/blog/when-not-to-use-your-debit-card/</link>
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		<title>This Week in Credit 11/11/11</title>
		<description><![CDATA[This Week in Credit News Credit Unions Poach Clients “Thousands of people flooded into credit unions and small banks over the weekend as part of Bank Transfer Day, an effort to prod depositors to abandon giant banks. But at least some of the big banks won&#8217;t mind losing those customers.” Credit card issuers raise rewards [...]]]></description>
		<link>http://www.mycreditgroup.com/blog/this-week-in-credit-111111/</link>
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		<title>On the Importance of Validating Your Debts</title>
		<description><![CDATA[People looking for ways to clean up their credit reports sometimes turn to credit repair services because they promise to dispute your bad credit and have it taken care of for you in no time.  What a lot of them don’t realize is that many of these services will simply take your money and dispute [...]]]></description>
		<link>http://www.mycreditgroup.com/blog/on-the-importance-of-validating-your-debts/</link>
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		<title>What You Should Be Looking For on Your Credit Report</title>
		<description><![CDATA[Say you’re in the market for a new car.  That old ’91 Oldsmobile isn’t quite cutting it like it used to, and it’s time to trade up, so you decide to spend a weekend out cruising the car lots for a new set of wheels (and maybe some sweeter rims to go with it).  Eventually, [...]]]></description>
		<link>http://www.mycreditgroup.com/blog/what-you-should-be-looking-for-on-your-credit-report/</link>
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		<title>This Week in Credit 11/4/2011</title>
		<description><![CDATA[This Week in Credit News Credit union business grows as consumers sour on banks “Long touted by consumer groups as a more consumer-friendly option than large commercial banks, the nation&#8217;s not-for-profit credit unions saw a significant jump in new members and deposits last month as momentum in the Occupation Wall Street campaign has increased, and [...]]]></description>
		<link>http://www.mycreditgroup.com/blog/this-week-in-credit-1142011/</link>
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		<title>Choosing the Right Secured Card for Credit Repair</title>
		<description><![CDATA[If you&#8217;ve been searching for advice from credit repair services online, one piece of advice you&#8217;ve probably run into more than once is to open a secured credit card. If you&#8217;ve been living your life with no credit whatsoever-or have been living with too much of it and have the bad credit history to prove [...]]]></description>
		<link>http://www.mycreditgroup.com/blog/choosing-the-right-secured-card-for-credit-repair/</link>
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		<title>Is There Such a Thing as Too Much Good Credit?</title>
		<description><![CDATA[One of the most common questions our new clients ask us when they first sign up looking to improve their credit scores, is if there really is such a thing as too much of a good thing when it comes to credit.  In essence, will taking on even more credit damage their credit score in [...]]]></description>
		<link>http://www.mycreditgroup.com/blog/is-there-such-a-thing-as-too-much-good-credit/</link>
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		<title>This Week in Credit 10/28/2011</title>
		<description><![CDATA[This Week in Credit News Using Credit Cards to Target Web Ads “Their plans, if implemented, would represent not only a technological feat—tying people&#8217;s Internet lives with shopping activities—but also an erosion of the idea of anonymity on the Web. It&#8217;s an effort by the two companies to profit by selling access to the insights [...]]]></description>
		<link>http://www.mycreditgroup.com/blog/this-week-in-credit-10282011/</link>
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		<title>How to Spot a Credit Repair Scam</title>
		<description><![CDATA[So you’ve ordered a copy of your credit report to check up on your history because you’re thinking about opening a new line of credit and want to check that your credit is up to par.  The report arrives and, much to your dismay, things aren’t quite as peachy as you’d hoped they would be.  [...]]]></description>
		<link>http://www.mycreditgroup.com/blog/how-to-spot-a-credit-repair-scam/</link>
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		<title>Age Ain&#8217;t Nothin&#8217; But a Credit Card Number</title>
		<description><![CDATA[A lot of consumers want to know what the best credit card is for their credit report; whether they’re just starting out with credit accounts, or are undergoing credit repair and/or debt settlement services to fix their profile.  And while we’ve blogged in the past about which type of card is best for those two [...]]]></description>
		<link>http://www.mycreditgroup.com/blog/age-aint-nothin-but-a-credit-card-number/</link>
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		<title>This Week in Credit 10/21/2011</title>
		<description><![CDATA[This Week in Credit News Credit Union Pledges Fee-Free Checking for Life “Bethpage Federal Credit Union says that effective immediately, new customers opening a Bethpage Bonus checking account can be assured of a lifetime of no debit card fees, no monthly maintenance fees, no transaction fees, no minimum balance fees and no fees charged by [...]]]></description>
		<link>http://www.mycreditgroup.com/blog/this-week-in-credit-10212011/</link>
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