Last Friday, we posted some pretty unbelievable audio taken by one of our credit repair clients that featured someone claiming to be a debt collector trying to convince her that she owed them money for a loan she’d taken out. Upon further investigation though, it turned out that “debt collector” was part of a new [...]
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Continue ReadingThey say it’s always better to show than it is to tell, but it’s not often we get to do something about that. We often talk a lot about what kinds of terrible people debt collectors can be. Some of the horror stories relayed to us are so terrible, we stop and wonder how people [...]
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Continue ReadingWe’ve blogged in the past about what to do when debt collectors come calling (and don’t want to stop). Whenever you have a debt that’s fallen into collections, you can usually expect to get more than a few phone calls from the collection agency trying to get you to pay them which, for a lot [...]
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Continue ReadingHere’s some news that could make or break your day, depending on whether you live in an apartment and pay your rent on time or not. Experian, one of the 3 major credit reporting bureaus, recently announced that they will begin to include rent payments in their credit reports. This probably means I’ll have to [...]
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Continue ReadingWe briefly touched on credit scoring categories in our Q&A section, and I thought we’d expand on the subject today. Most consumers believe that if they simply keep paying their bills on time each month and keep current on their accounts, their credit scores will stay high and keep rising. That’s mostly true, but there’s [...]
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Continue ReadingOkay, so maybe my decision to blog about this on Valentine’s Day is questionable at best, but it’s an area that isn’t often covered in the realm of credit repair advice, and we’ve already covered what happens to your credit before marriage, so we would be remiss if we didn’t go over what happens to [...]
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Continue ReadingThis Week in Credit News: Retailers can no longer ask for Zip Codes In a case watched closely by merchants, the state Supreme Court ruled unanimously that California retailers may no longer collect ZIP Codes from credit card customers, except in limited cases. A Great Reason to Avoid the First Premier Bank Card at Any [...]
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Continue ReadingThis article was written by Odysseas Papadimitriou, CEO and Founder of CardHub.com, a website that helps consumers compare credit cards and shop for gift cards. We all make mistakes. That’s unavoidable. All we can really hope for is that we learn from and never repeat them. However, we need not limit ourselves to learning only [...]
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Continue ReadingHere’s something that’s been bugging me for a while that I thought deserved a post of its own, having to do with many regulatory agency’s stance on the credit repair industry as a whole. It’s no real secret that regulatory bodies aren’t the biggest fan of the credit repair services industry, and we can’t really [...]
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Continue ReadingAs we’ve pointed out in the past here for example and here and yet again here, a large majority of clients that come to MyCreditGroup think that credit repair starts and stops with just disputing bad credit. The truth though, is that a large part of improving your credit score lies in how well you’re [...]
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