Anyone who’s ever grown up with a brother or sister has probably been taught the value of sharing at a very early age. I had a younger brother growing up, so I learned from a rather early age to hate the “S” word. But while we all (well, most of us anyway) eventually learn that [...]
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Continue ReadingHot damn, is there any sweeter prospect to an 18 year old? I mean, I remember being stoked on the fact that I could finally go to an R-rated movie without adult supervision; imagine what 18-year old me would do with a credit card… Believe it or not, it’s not outside the realm of possibility [...]
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Continue ReadingThis Week in Credit News Wausau, Wis., has top credit score of U.S. cities “Several other Midwestern cities are among the metro areas with the best credit scores, Experian said. Compared with the rest of the nation, they tend to have lower unemployment rates and less debt.” Credit-Card Issuers Circling Subprime Borrowers Again “The move [...]
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Continue ReadingThere’s a lot of advice available online about building the perfect credit profile. Every financial advisor, weekend blogger, and credit repair service seems to have the one solution that’s guaranteed to work for your credit report. How many credit cards you need, what types of accounts are best for your score, how many inquiries you [...]
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Continue ReadingThis Week in Credit News U.S. Consumer Credit Decreased $9.5B in August “Decreasing credit shows American households are either continuing to pay down debt or lack the confidence to boost spending on non-essential goods. A thawing of credit and a faster pace of purchases may require bigger gains in income and payrolls.” NYC identity theft [...]
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Continue ReadingWhen you’re trying to fix your credit history and improve your credit score, and you want to use a credit repair service to help you, it can be tricky to pick out the good from the bad. Here’s a handy guide on what to look for when choosing credit repair services. So you’ve got a [...]
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Continue ReadingSounds almost too good to be true, doesn’t it? In a lot of cases, it is – most offers for a free peek at your credit score come with the caveat that you sign up for a service such as a credit monitoring monthly subscription or alert program for that look behind the curtain. But [...]
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Continue ReadingThis Week in Credit News SEC Report Finds Problems at Credit-Rating Firms “The Securities and Exchange Commission found credit-rating firms sometimes fail to manage conflicts of interest, citing problems with employee stock ownership policies, and said one firm allowed employees to inform some people about a pending rating action before it was publicized.” Credit Cards [...]
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Continue ReadingThe other day, I made my bi-monthly trek down to my mailbox to collect my mail, and was more than a little bummed to find that most of the mail that wasn’t a Penny Saver or flyer offering to buy my unused gold was composed entirely of bills. Yeah, I know, welcome to the club. [...]
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Continue ReadingMuch has been made on our credit repair services blog about the importance of staying on top of your personal finances. I’ve also written about both good and bad debts in the past, and the important distinction between the two. And yet, I keep hearing people say that all debts are bad, and anyone who [...]
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