We’ve been in this business a long time now and we’ve seen our share of fly by night operations come and go over the years.

I can honestly say this is the worst shape I’ve ever seen the credit repair industry in. It makes sense the subprime market has collapsed, debt is at an all time high and consumers are defaulting on credit cards more then ever.

This is the perfect environment for get rich quick experts to set up “credit repair companies” and take advantage of the millions of Americans in need of help. To make matters worse, now they are praying on the Loan Officers desperate to help their clients qualify for a decent loan.

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In case you haven’t seen the original post about Cash Call Go Here.

I’m re-posting information about Cash Call because I would like to
Get the emails of anybody that has cash call problems and lives in the Los Angeles area.

Please respond to this post and I will contact you shortly to get some information from you.

Come work for a company where your talents, sense of humor and great attitudes are appreciated.  The work is always fun and your clients love you like a Rock Star.

My Credit Group one of the fastest growing and successful credit repair & debt settlement companies on the internet is growing and we need some new superstars.

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I’m sorry it took so long, but we wanted to make sure we could provide the best credit repair affiliate program available, while at the same time insuring the same great customer service could be maintained for our clients and affiliates as well.

Some of the details include…

• Highest payouts in the credit repair industry
• Huge Cash Bonus Incentives
• Re-Occurring commissions
• Track your clients 24/7
• Multi-Tiered Pay Scales

If you want more information, please go here. If you have any questions, or suggestions don’t hesitate to contact us. We’ll make sure we do our best to provide you with every tool you need to be successful.

For most people and probably all of our clients, beating the credit game sure feels like your swimming up stream sometimes doesn’t it?For those of you who haven’t heard of something called Universal default, I suggest you learn it real fast. In my opinion it’s one of the sleaziest tactics credit card companies have in their arsenal and unfortunately, it’s also one of the most expensive traps you can fall into.

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Last night I’m getting ready to watch a little T.V. when my Mother calls. I answered the phone and she says “congratulations, why didn’t you tell me?”

Um, I have no idea what she’s talking about and thought maybe I should be handing out some cigars or something.

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It’s no secret banks and credit card issuers have gotten way out of control recently with questionable charges like default clauses, skyrocketing service fees and a slew of other slimy tactics to bleed every penny from your pockets.

Is Bank of America among the first to make changes? Hell no and I think their feeble attempt to make it appear as though they are is a slap in the face to consumers.

Here’s what they’ve done, you decide if it’s what you really needed.

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I want to preface this article by saying that any of bad advice I’ve seen given by mortgage brokers was purely unintentional.  Brokers know what they need to see in order to get you a loan approval, but that doesn't mean they know the best way of getting it done.

The most common scenario are consumers with marginal credit, typically with credit scores floating around a 640. The culprits are usually older, unpaid collection(s) and it’s likely the broker may advise paying them off in order to obtain the loan.

On the surface it sounds like sound advice, but paying off old debts may have an opposite, negative effect to your credit scores. Here’s why…

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