A lot of people tend to just jump right into credit repair programs without giving it much thought. But those that are truly committed to restoring their credit the right way make sure to do a little research before taking the plunge. That’s because when it comes to credit repair, it’s always important to consider …
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How New Lines of Credit Affect Your Credit Scores
Whenever we discuss our Fresh Start program with potential (and existing) clients, one question that invariably comes up is, “How will this affect my credit score?” So, here is exactly what new lines of credit can do to your credit score. Taking a slice out of your credit score Before we get into that, though, …
Credit Repair Firms Finding that Credit Cards Aren’t Really Rewarding Consumers
Building positive credit is an essential part of the credit repair process. Many times we find that consumers aren’t making their decisions on interest rates or applicable fees, but instead on the rewards programs that the credit card companies are offering. But credit card incentive programs aren’t always as “rewarding” as they’d like you to …
E-Coupon Clipping: 5 Websites That Can Help Stretch Your Budget
I love living in Southern California. Sure, the state’s got worse management than a fast food franchise chain, but I’ll be damned if you can beat the weather and location. And with summer just around the corner, and the beach calling my name just about every afternoon, it’s hard not to love it out here. …
Bankruptcy Back on the Rise – Are Foreclosures to Blame?
The deficiencies in our economy have clearly fueled home foreclosures and unemployment, but another statistic that’s on the rise in our troubled economic times is personal bankruptcy filings. This is noteworthy because new bankruptcy laws were enacted in October of 2005 to make it more difficult for consumers to simply abandon their debt. According to …
Location Sharing: Now We Can Actually See That We’ve Gone Too Far
First, we talked about Blippy, a Twitter-esque site that allows users to post just about anything they charge to a credit card to the site for all to see. Then we looked at Shoeboxed, a monthly service that scans and stores copies of your important receipts on their website. Now, for the epic conclusion in …
The 1st Step in any Credit Repair Plan
When most people begin repairing their credit, they’re eager to get things going and address their most pressing issues. And of course, credit report mistakes, collection accounts and unpaid debts are all things to be concerned about—and the sooner you deal with them, the better. But while so many are focused on getting results, they’re …
Fix your credit, or let it ride?
It’s definitely a risk. You can’t be blamed for being skeptical. And you won’t be judged for being cautious. If you’re already having credit problems, why would you want to risk throwing your time and money away on some repair service that may or may not do you any good? Being alert, being safe, and …
5 Common Credit Mistakes: Not Having Enough Credit (part 4)
Continuing our list of the top 5 most common credit mistakes that anybody can make (and many people do), we come to matter that’s easily overlooked: not having enough credit. So many fall under the assumption that having little or no credit is ok. But if you’re truly interested in having a good credit rating, …
7 Tips for Eating Healthy on a Budget
On Monday’s blog post I discussed the increasing costs of eating healthy. While Americans seem to be gravitating towards healthier foods over junk foods, the change can sometimes be difficult since it’s usually much cheaper to fill up on empty calories and food you know are bad for you. With that said I was providing …
