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	<title>Comments on: Can I repair My Credit With Disputes Alone?</title>
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		<title>By: CW</title>
		<link>http://www.mycreditgroup.com/blog/repair-my-credit/comment-page-1/#comment-23469</link>
		<dc:creator>CW</dc:creator>
		<pubDate>Wed, 25 Nov 2009 11:39:20 +0000</pubDate>
		<guid isPermaLink="false">http://blog.mycreditgroup.com/?p=430#comment-23469</guid>
		<description>I gotta agree with Raphael that although as mentioned, its certainly not an end-all to credit repair.. it can certainly help a lot of people especially if they havent examined their credit history for any mistakes or errors. Good solid credit improvement tips at the end though.</description>
		<content:encoded><![CDATA[<p>I gotta agree with Raphael that although as mentioned, its certainly not an end-all to credit repair.. it can certainly help a lot of people especially if they havent examined their credit history for any mistakes or errors. Good solid credit improvement tips at the end though.</p>
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		<title>By: Raphael@creditrepaircompanies</title>
		<link>http://www.mycreditgroup.com/blog/repair-my-credit/comment-page-1/#comment-23392</link>
		<dc:creator>Raphael@creditrepaircompanies</dc:creator>
		<pubDate>Thu, 27 Aug 2009 03:25:25 +0000</pubDate>
		<guid isPermaLink="false">http://blog.mycreditgroup.com/?p=430#comment-23392</guid>
		<description>First of all, while I agree that in some cases disputing items on your credit report may not be very productiive, nevertheless, there are so many errors on credit reports that the odds are at LEAST 1 out of 3 that your credit report contains errors. According to the Charles Givens Orgainzation it&#039;s more like 9 out of 10!

So if there&#039;s negative information on your credit report that you think may be inaccurate, by all means dispute it! 

Other methods of improving your credit include adjusting your debt to credit limit ratio (i.e. if your credit card has a limit of $5,000, keep your balance below 35% - $1,750).

Also, DO use your credit cards, but make small purchase and pay off your balance every month. In this way you are building a history of timely payments .. and this, over time, will help your credit</description>
		<content:encoded><![CDATA[<p>First of all, while I agree that in some cases disputing items on your credit report may not be very productiive, nevertheless, there are so many errors on credit reports that the odds are at LEAST 1 out of 3 that your credit report contains errors. According to the Charles Givens Orgainzation it&#8217;s more like 9 out of 10!</p>
<p>So if there&#8217;s negative information on your credit report that you think may be inaccurate, by all means dispute it! </p>
<p>Other methods of improving your credit include adjusting your debt to credit limit ratio (i.e. if your credit card has a limit of $5,000, keep your balance below 35% &#8211; $1,750).</p>
<p>Also, DO use your credit cards, but make small purchase and pay off your balance every month. In this way you are building a history of timely payments .. and this, over time, will help your credit</p>
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		<title>By: What is Credit Repair Anyway? &#124; Privacy Guard</title>
		<link>http://www.mycreditgroup.com/blog/repair-my-credit/comment-page-1/#comment-23351</link>
		<dc:creator>What is Credit Repair Anyway? &#124; Privacy Guard</dc:creator>
		<pubDate>Wed, 05 Aug 2009 21:29:23 +0000</pubDate>
		<guid isPermaLink="false">http://blog.mycreditgroup.com/?p=430#comment-23351</guid>
		<description>[...] Can I repair My Credit With Disputes Alone?  [...]</description>
		<content:encoded><![CDATA[<p>[...] Can I repair My Credit With Disputes Alone?  [...]</p>
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