With the wealth of misinformation available regarding managing your credit and debts, I thought we’d take a moment today to look at 5 of the biggest credit repair myths that we still hear to this day, and point out the real facts: 1: Amount of debt affects credit score. “My credit should be easy to [...]
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Continue ReadingI remember getting my first bike for Christmas when I was 6 or 7 and taking it out that morning and cruising around the neighborhood like a boss, feeling like the master of my domain. Probably the one thing I remember more about that day, though, is crashing and burning when my shoe lace got [...]
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Continue ReadingResolving Accurate or Verifiable Collections If you’ve already been through the process of having your credit report validated and/or corrected, you’re probably wondering what to do with everything on your report that disputing was, for whatever reason, unable to resolve. And this brings up a good point: the majority of people mistakenly assume that disputing [...]
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Continue ReadingWhat’s the first word that pops into your head when you hear the phrase credit repair? If you’re like me, it’s “scam.” And I actually work with a credit repair company! For the past year, as a credit repair compliance officer, I’ve been breaking down credit repair laws, compliance issues, the scams, and really all [...]
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