While some credit repair companies strive to get as big as they can, as fast as they can - we focus on being as helpful as we can. To us, ethics and education should always come before profits. We believe you deserve the piece of mind knowing you can turn to us for honest, safe and substantial results. My Credit Group is continually recognized for outstanding performance as a credit restoration and consulting company.
07 Apr, 2008 11:41 AM, posted by Skyking
I think they can sue you if you cannot prove its not yours.
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07 Apr, 2008 01:33 PM, posted by My Credit Group's Answer
Actually, it's just the opposite. Collection Agencies love to say that and Asset Acceptance is no different. You’re not required to file a police report, they are required to prove the debt is valid; hence the term Debt Validation.
If this is their first contact with you, make sure you validate within 30 days of receiving notice from them.
Furthermore, Asset Acceptance (in my opinion) has a nasty little habit of re-aging debts. If you haven't already done so, I would pull your credit report and look for any collections.
Pay close attention to open dates & last activity dates. If you have any other questions, please post them here.
Have a great day.
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To the staff at My Credit Group,
As a senior loan specialist for one of the nations top lenders, being able to deliver top notch services to our clients is paramount. Admittedly, I was hesitant to refer my clients to a credit repair company.
That was two years and several successful loans ago, and I can honestly say that you've handled every aspect of your business with complete professionalism. I've heard nothing but but exceptional feedback from my clients, and outstanding results in their credit scores.
To anybody considering using a credit repair company, My Credit Group is the only choice in my opinion.
Sincerely,
Eric Atilano Sr. Loan Specialist
~ Chase Home Loans