Legal Credit Repair FAQ's | My Credit Group Inc.

While some credit repair companies strive to get as big as they can, as fast as they can - we focus on being as helpful as we can. To us, ethics and education should always come before profits. We believe you deserve the piece of mind knowing you can turn to us for honest, safe and substantial results. My Credit Group is continually recognized for outstanding performance as a credit restoration and consulting company.

Legal Credit Repair Frequently Asked Questions

Can a Collection Agency collect after 5 years

Our Lawyer told us that if it has been 5 or more years since a payment has been paid on a credit card account collection agencies can't collect on these accounts, Is this true in VA
17 Apr, 2008 10:04 PM, asked by lynn

Total Answers - 1

18 Apr, 2008 04:17 AM, posted by My Credit Group's Answer

That's partially true. A collection agency could still collect and/or attempt to collect on a debt - they just can't take legal action against you. In other words, they can still send you letters, call etc. they just cant sue, garnish wages etc.

This is when debt settlement (20 cents on the dollar) with a pay for deletion is pretty effective.

Post Feedback  0 Post Feedback  0

Credit Repair


Client Testimonials

To the staff at My Credit Group,

As a senior loan specialist for one of the nations top lenders, being able to deliver top notch services to our clients is paramount. Admittedly, I was hesitant to refer my clients to a credit repair company.

That was two years and several successful loans ago, and I can honestly say that you've handled every aspect of your business with complete professionalism. I've heard nothing but but exceptional feedback from my clients, and outstanding results in their credit scores.

To anybody considering using a credit repair company, My Credit Group is the only choice in my opinion.

Sincerely,

Eric Atilano Sr. Loan Specialist
~ Chase Home Loans