Legal Credit Repair FAQ's | My Credit Group Inc.

While some credit repair companies strive to get as big as they can, as fast as they can - we focus on being as helpful as we can. To us, ethics and education should always come before profits. We believe you deserve the piece of mind knowing you can turn to us for honest, safe and substantial results. My Credit Group is continually recognized for outstanding performance as a credit restoration and consulting company.

Legal Credit Repair Frequently Asked Questions

FAQ > Credit-repair

Is it possible to have a bankruptcy (chapter7) removed from your credit report after 7 years? If so, do you know who I would contact or what process I need to go through? Any information would be appreciated
asked by Dawna Binion

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Not available.
How Much are our Credit Repair Services?
asked by My Credit Group's Answer

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26 Mar, 2008 11:24 AM , asked by My Credit Group's Answer

Are We The Cheapest? No. In fact a few who couldn't afford our services have chosen to settle for cheaper, less comprehensive Credit Repair Companies in order to save a couple bucks. Has almost every single client who's used our credit repair services sent their friends and loved ones to us? You bet your bottom dollar - Nearly Every. Single. One.
Services You Get:

* Completely customized plan built around your personal needs.
* Credit Repair with credit bureaus and debt collectors.
* Debt Settlement with any necessary creditors.
* Help establishing new credit.
* Risk Free - Satisfaction Guarantee.
* Cancel anytime.

Our Prices:

Setup Fee: One- time $99.00 includes life time membership
Monthly Fees: $59.00 Per Month | Per Person

Before you pay even a penny - we want to talk to you. Unlike most credit repair companies we don't believe in taking everybody's money in the hopes we can get some results. We know you have unique circumstances and before you spend your hard earned money - we need to see if we can help.

Go Here Start Repairing Your Credit Now
How will I know if you can Help Me?
asked by My Credit Group's Answer

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26 Mar, 2008 11:23 AM , asked by My Credit Group's Answer

The honest answer is you won't - not yet anyway. And neither will we until after a consultation with you. We can't emphasize enough the importance of this step.

For Example: Are your negative credit marks because of Identity theft? Were you deployed overseas? Do you want to settle with the creditor? Are you trying to purchase a home? What's the statute of limitations in your state?

So how will you know?
Glad you asked. Before we get started - either by phone or in person you will meet your credit planner. Together you're going to learn everything about the bad credit you have and the likelihood of it being removed. You're going to have a clear understanding of what we think we can, or cannot do and how long it will take. You'll be armed with realistic expectations and a solid game plan.

What if we can't help?
It's possible we're going to tell you that we don't think we can help at all. If that's the case, don't worry. That means you're not in that bad of shape and you'll have received a ton of helpful advice - absolutely free.
Can I repair My Own Credit?
asked by My Credit Group's Answer

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26 Mar, 2008 11:22 AM , asked by My Credit Group's Answer

Yes. You can certainly repair your own credit and we encourage you to learn as much as you can about the subject. Not only that, if self help is the road you choose to pursue, then we'd be more then happy to teach you all you need to know - free of charge.

When Should You Hire A Credit Repair Company?

I know how to do my own taxes; in fact I'm somewhat of a whiz at it. I've also done my share of oil changes, but I choose to hire somebody for both. Why? I just don't feel like doing it. I'd rather pay a couple bucks to have somebody deal with the headaches. If you choose to hire somebody to make sure it's done properly, then that's your choice and it's a good one. Just make sure you're doing it for the right reasons.

With that said, I know for a fact that we probably know more about credit then the average consumer, and we can probably help you avoid many of the common mistakes most people make. We do it every day, all day and it's just natural we're going to know all the "little tricks of the trade". But make no mistake; its not rocket science and there's no "secret letters" - just experience and that's going to count for something.

A final thought on this subject. Should you choose to try this on your own, don't fall for these generic dispute letters. They are a waste of your time and will almost certainly make your job harder.
How long Does Credit Repair Take?
asked by My Credit Group's Answer

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26 Mar, 2008 11:21 AM , asked by My Credit Group's Answer

For me, this is always the toughest question to answer. Without seeing the facts, hearing your goals and looking at your state's laws; it's a very broad question.
I'll give you couple common hypothetical's on each end of the spectrum. This will give you a best and worse case scenario.

Client A: is trying to buy home, has decent score and needs a couple (10 to 20) points to get that better interest rate.
Expectations: Could be some minor adjustments and be as soon as 45 days.

Client B: Worst of the worst. Charge-offs, Repossessions, BK's - you name it.
Expectations: We will have probably accomplished all we possibly can within 6 months. If we haven't got it removed by then, it's probably not getting removed.

Client Testimonials

To the staff at My Credit Group,

As a senior loan specialist for one of the nations top lenders, being able to deliver top notch services to our clients is paramount. Admittedly, I was hesitant to refer my clients to a credit repair company.

That was two years and several successful loans ago, and I can honestly say that you've handled every aspect of your business with complete professionalism. I've heard nothing but but exceptional feedback from my clients, and outstanding results in their credit scores.

To anybody considering using a credit repair company, My Credit Group is the only choice in my opinion.

Sincerely,

Eric Atilano Sr. Loan Specialist
~ Chase Home Loans

Legal Credit Repair FAQ's | My Credit Group Inc.

Legal Credit Repair Frequently Asked Questions

FAQ > Credit-repair

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Client Testimonials