While some credit repair companies strive to get as big as they can, as fast as they can - we focus on being as helpful as we can. To us, ethics and education should always come before profits. We believe you deserve the piece of mind knowing you can turn to us for honest, safe and substantial results. My Credit Group is continually recognized for outstanding performance as a credit restoration and consulting company.
09 Apr, 2008 04:02 PM, posted by My Credit Group's Answer
Closing a credit card will probably hurt your credit score. The second largest part of your credit score is the age of your accounts. The older the accounts, the more it helps your score. If you were to close that account, assuming it's aged and in good standing...it's going to hurt.
If you have a problem spending cut it up, but try to keep it open. At the end of the day, budgeting your money is all that matters so do what you have to do. I'm only speaking in terms of your credit score.
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To the staff at My Credit Group,
As a senior loan specialist for one of the nations top lenders, being able to deliver top notch services to our clients is paramount. Admittedly, I was hesitant to refer my clients to a credit repair company.
That was two years and several successful loans ago, and I can honestly say that you've handled every aspect of your business with complete professionalism. I've heard nothing but but exceptional feedback from my clients, and outstanding results in their credit scores.
To anybody considering using a credit repair company, My Credit Group is the only choice in my opinion.
Sincerely,
Eric Atilano Sr. Loan Specialist
~ Chase Home Loans