FAQ


Frequently Asked Questions


How are you different than other credit repair companies?

By now you probably know that sending generic dispute letters isn’t going to fix your credit. That’s an old and ineffective method.

The reason so many people choose MyCreditGroup is because before we even start repairing your credit we help you develop a plan. A plan tailored to your specific circumstances, your finances, your goals and your state’s statutes.

Yes, there are still certain times when a standard dispute letter might do the job, but more times than not you’re going to need more. You’ll need things like pay for delete negotiations, debt settlement and help establishing new, positive credit lines.

These are the things our competitors still don’t offer.

How soon will I see results?

You will start recieving results in about 30 to 45 days.

How much does your program cost?

Here’s how our fees work: First, get a free consultation. We’ll help you develop a plan to effectively address every single issue harming your credit.

After the consultation you can either take our plan and shop around and you owe us nothing - or you can hire us to do it all for you.

If you're like other people and want to hire us, there is a one-time fee of $99.00 and our monthly fees are only $69.00 per month.

The monthly fees are charged after the work is done each month and you can cancel any time.

How long will the process take?

A very realistic window you can expect is 3 to 6 months to go through our entire program.

What is a pay for deletion?

Some collection agencies will agree to delete the negative listing from your credit report once you pay it off. My Credit Group specializes in Pay-for-deletions.

Can you help me qualify for a home loan?

Yes. Most of our clients come to us for that very reason. Also, we do have a home loan division so we know exactly what it takes to qualify for home loans.

Do you contact creditors or just the credit bureaus?

We contact anybody and everybody on your credit report. Credit Bureaus, collection agencies, original creditors and attorney's.

No matter who they are, if they're reporting negative information on your credit report we will hold them accountable.

I still have questions!

Not a problem. Contact us and our friendly staff will be more than happy to answer any questions you have.

So how can you get started?

Give us a call toll free: 1-800-430-7494 to speak to a certified credit expert. Or click the big orange button below and a credit coach will call you back shortly.

Sign up for credit repair

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