Collections Verified and no money...

[Lakers2010]

Hello, I have three collection accounts that all have been verified. I keep getting the constant phone calls every single day but I've continued to ignore them. I have no money to pay them, because like most Americans are, I'm in a money tight situation and have been for almost a year now. I barely find myself able to afford gas, so saving money might have to be an option put aside for now. What should I do? I don't have the money but I don't want to keep ignoring it. I'm scared of judgments, even worse...wage garnishments. How bad will this hurt my credit score if I continue to ignore them? What are my best options? Please Help!

[mycreditgroup]

Lakers,

Sorry to hear about your situation. Who did you dispute the collections with, the credit bureau or the collection agency. If you tell us that, we can see if there are still some possibilities.