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Junior Member
Paid Charge off still showing on credit report
I had a charge off from a credit card that I paid back in October of 2009. I just saw that the charge off is still showing that I owe money. I sent the credit bureaus a copy of my cancelled check and so far they haven't done anything about it.
This is really hurting my credit score and am helping somebody can help me. I just don't kow what else I can do.
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Administrator
Well first off the damage was already done when it went to charge off status so the fact that it's still showing with a balance isnt really what's hurting your score (unless you're trying to get a loan and they need to see that paid). Never-the-less you want to get that corrected.
Send a copy of the receipt certified mail to the company reporting.
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