Just wanted to help you repair your credit...it can be tough but a little help never hurts.

Don't just dispute anything on your credit report. Only dispute the items you think are inaccurate. If you dispute debts that are accurate just to try to get them removed, you can get a judgment against you to pay. This is worse than the collection to begin with. This is what happened to me. I have learned my lesson!

Good Luck Everybody

Chip