bad credit, repair credit...what's the point

[Lisa@Lunch]

Is it absolutely necessary to have good credit? does anyone think of using cash for anything these days? It seems like trying to have good credit makes it harder on you than not having credit at all. I have been struggling to clean up my report and its been frustrating. I felt more at peace when I had bad credit and didn't care! So is it possible to say to heck with credit and still be a normal person?

lisa

[Japhet11]

Hi Lisa,

The short answer to your question is yes. If you so choose there's no need to have to try and fix your credit score. However if you ever plan to take a loan out for a home or a car, then your credit score becomes very important. If you ever wanted to rent or lease, property managers may check your score. Even when you're job hunting, potential employers can run a credit check.

There are numerous benefits to having good credit. However, we know that trying to fix bad credit can be frustrating. Keep asking questions when you get confused or hit a roadblock and I'm sure you'll be able to get it right. You'll be glad that you did.

Or if you wanted someone to take a look at your credit reports, give MyCreditGroup.com a visit. We have free consultations.