Can I be released from debt after a divorce?

[Ambrea]

im about to get divorced and have more than a few joint and several contracts with my husband. Is it possible to have a creditor release me from his contractual obligations (such as his truck)? any help would be appreciated, thanks.

[mycreditgroup]

Ambrea,

You may want to check with a divorce attorney on this. Also find out if you're in a common law state. however, I can say with confidence you probably wont get the creditor to release you from the debts because you're getting divorced.

A lot our credit repair clients are dealing with the same thing. In fact, most of them will have a divorce decree that states the other spouse is responsible for paying certain credit cards and that still doesnt release them.

In short the creditors stance is that you signed a contract while married and just because you are no longer married doesn't change that fact.

[Ambrea]

Thanks for the response, but that sucks. So even though were divorced and he is taking full responsibility, they can still ruin my credit if he doesnt pay? grrrrrrrr i got the short end of the stick in this whole divorce.

Oh well, life goes on. Thanks for the response. Im really learning a lot here.

Ambrea

[mycreditgroup]

You're very welcome Ambrea. Hang in there.