I Need Credit Repair Super Fast.

[JohnsRedJohns]

Me and my fiancee have found the house that we are absolutely enamored with. The problem is that our scores are about 100 points too low according to our bank. Is it even possible to raise our scores 100 points in the span of a month (MAYBE 6 weeks)???

[Japhet11]

Hi JohnsRedJohns,

Is it possible? Yes. Is it highly likely? Probably not. Much of what occurs during the credit repair process is still done via snail mail. Not only that, but responses can take up to 30 days legally, so 6 weeks is cutting it very, very close.

If there are very few inaccuracies, or outdated accounts, then it’s more likely. But if you’re looking at a handful of items that need to be addressed, then 6 weeks may be unrealistic. Have you taken a look at your credit reports to see exactly what’s on them?

Generally I tell people that are fixing a credit report from scratch, that it’s probably going to take anywhere from 3 to 6 months, maybe longer. If you’re in the dark as to what’s going on with your credit reports, I would have someone look at them that can tell you just how likely it is that you’ll see a quick turnaround in your score.

If you want a free consultation where I can go over your credit profile and let you know how long you might be looking at before you can increase that score, check out MyCreditGroup.com. Either way, let me know how it goes, I certainly hope you can boost the score and get the house.

[mycreditgroup]

Johns,

Another possibility is looking at your credit card balances. It is possible (slim but possible) that if you're maxed out on your credit cards, that could be hurting you as much as 100 points.

If by chance you don't have any credit cards, than adding one could also yield a significant boost in your credit score.

[mycreditgroup]

Johns,

Im reading this post again and have a concern. I understand your urgency, trust me I do. But im concerned you're going to fall for a credit repair scam if they promise the points your looking for. 100 points is a very tall order in that time frame. If you do hire a credit repair company, please use common sense. The last thing you want to do is get let down and ripped off.

If you have any questions, don't hesitate to ask.

Marc