How to improve my credit score even more

[credittool]

Hi All,

I have a question about how to improve my credit score even more if it's already pretty high. I looked around the forums first so that i didn't ask a question that's already been answered.

I currently my mid score is 797 I'm wondering if there's any way to improve it into the mid 800's. I mean I know it's pretty decent already, but it would be pretty cool to say "i have the perfect credit score".

Thank you in advance

[mycreditgroup]

Credit Tool,

First off let me congratulate you. Your credit score is among the best of the best. The highest credit score I have ever seen coincidentally was one of our clients. Only about a month ago, we finished all we could with his credit repair process and ran his credit. 843 Doah!!!!!

Anyway, to be honest with you, I wouldn't tinker around trying to improve your credit score. Anything about 760 or 770 qualifies you for the best rates across the board. If you try and fine tune that, you run a serious risk of breaking something that is not broken.

Just keep your balances low (below 10%)
Make sure you pay on time
And enjoy having great credit

[credittool]

Thank you, I suspected that same thing.

Let me ask you another question. I have old addresses showing on my credit report. They are mine, nothing fishing, they're just outdated. Do those effect my credit score/profile in any way?