more and more I hear commercials on tv and radio that talk about debt relief and debt solutions. they talk about debt consolidation, debt management and debt settlement. but none of them say much about what these programs are and if there's even a difference between them..

sure, they do a good job of making sure you hear about them and how to contact them, but they don't take much time informing you of exactly what is is they do, now do they...

so what is the diiference? and what is the best way to get out of debt?