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Junior Member
Validate with Creditor or Dispute with Credit Bureau
There is this collection on my credit report that have several errors, for one it's showing late pays and the dates are all wrong. I want this fixed immediately and/or removed. Should I validate with the creditor or dispute it with the credit bureau? Or should I do it at the same time? Or one after the other. I just want to make sure this is fixed the fastest way and I want to know the proper steps to getting this corrected. Thanks again,
-Dezi
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Junior Member
Its funny, everybody has the same question. The question I've just been researching myself. If I am right (somebody please correct me if Im wrong) I think you validate the debt with the collection agency than you send a dispute letter to the credit bureau.
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Administrator
GoRaiders is correct. Somebody was trying to send debt validation letters to the credit bureau and I was looking for that post to correct. If anybody sees that question could you please forward me the link?
Thank You
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