thanks for all your help so far. my last post talked about getting a secured credit card to raise my credit score. Well, my credits worse than I thought because my bank rejected me of one. i applied for another card i found on creditcards.com and they said i was approved but they sent me a prepaid debit card--not the same thing. So...what are my options? Is it possible to get a secured card anywhere? If not, how am I supposed to raise my credit score?