Hi everyone,

I just had a car salesman scuzzball tell me that there wasn't really enough credit to speak of. How is that a bad thing? I always just figured if I didn't really have too much credit, I couldn't ruin it. Now he says that I don't have "enough credit." I am so disappointed and confused right now.

How can I go about getting better credit then? I guess just keep piling up the credit cards. Am I wrong?

HELP! PLEASE!