As I mentioned before my Fico score is very low, I have no negative accounts all open accounts are paid off. 3 closed accounts are being reported with very high balances and should be reported with $0.

I have written the credit bureaus and am waiting for their response.

In the mean time I was trying to figure out what else I can do to increase my fico score. I thought I was doing everything right but was sadly mistaken!

Does anyone have any suggestions on how to get the very best score? For example can you have to much credit? Can you have to many open credit cards? What is the “right” amount to have?
I would really like to get a run down or a “lesson” on how to obtain and maintain the best fico score.

Is there a organization that can help educate me on this or even a accurate website?

Anyone’s suggestions and recommendations is greatly appreciated.