We love to share our research and experience with people like you. People trying to understand the right way to repair your credit. We are thrilled when something we’ve done enriches the lives and the credit scores of people like you. Below is a list of questions from our customers that are most frequently asked.

We recognize that not everyone is ready to subscribe to our credit repair services. So, here are some of the articles we’ve wrote to help you achieve your goals.

Have questions? We would love to hear them, just contact us or call 800-430-7494

Credit Repair Question: Should I combine my credit cards?

Question: "I have a few American Express cards open in my name (all in good standing), and had heard that you can combine them into one card, so long as they’re all with the same company.  Is that true?  Would you recommend it?"

Credit Repair Question: What is a pay for deletion?

Question: I’m trying to get some items removed from my credit report, specifically a couple of collection accounts that I’m trying to pay off and get rid of ASAP cuz I’m trying to get a car loan going. I’ve heard that sometimes collection accounts stay on your report even after they’re paid. What’s the quickest way to get a collection off my report?

Credit Repair Question: How to Remove a Tax Lien

Question: I had a question about tax liens, specifically how to remove them. I had a lien filed against me in California back in 2004, and managed to fully pay it off the next year. I pulled a copy of my report and found that all the credit bureaus had it listed as “released” (which I guess is good), but it was still on my report. Is there a way to get it removed entirely?

How to Remove Judgments From Your Credit Report

Question: I’ll keep this brief: I had to go to court back in August and had my wages garnished and I ended up with a judgment put on my credit report. I also had a previous judgment on my credit report b/c of credit card debt, and want to know how I can get them taken off my credit report?