Throughout this website we have provided extensive information on legal credit repair solutins. Many questions have been submitted to us about credit report repair, debt negotiation and other credit related topics. The most common questions and their answers are included in the below sections where appropriate. If you have more questions, please feel free to contact us.
Are We The Cheapest? No. In fact a few who couldn’t afford our services have chosen to settle for cheaper, less comprehensive Credit Repair Companies in order to save a couple bucks. Has almost every single client who’s used our credit repair services sent their friends and loved ones to us? You bet your bottom dollar - Nearly Every. Single. One.
Setup Fee: One- time $99.00 includes life time membership
Monthly Fees: $59.00 Per Month | Per Person
Before you pay even a penny - we want to talk to you. Unlike most credit repair companies we don't believe in taking everybody's money in the hopes we can get some results. We know you have unique circumstances and before you spend your hard earned money - we need to see if we can help.
Go Here Start Repairing Your Credit Now
The honest answer is you won’t - not yet anyway. And neither will we until after a consultation with you. We can’t emphasize enough the importance of this step.
For Example: Are your negative credit marks because of Identity theft? Were you deployed overseas? Do you want to settle with the creditor? Are you trying to purchase a home? What’s the statute of limitations in your state?
So how will you know?
Glad you asked. Before we get started - either by phone or in person you will meet your credit planner. Together you’re going to learn everything about the bad credit you have and the likelihood of it being removed.
You’re going to have a clear understanding of what we think we can, or cannot do and how long it will take. You’ll be armed with realistic expectations and a solid game plan.
What if we can’t help?
It’s possible we’re going to tell you that we don’t think we can help at all. If that’s the case, don’t worry. That means you’re not in that bad of shape and you’ll have received a ton of helpful advice - absolutely free.
Yes. You can certainly repair your own credit and we encourage you to learn as much as you can about the subject. Not only that, if self help is the road you choose to pursue, then we’d be more then happy to teach you all you need to know - free of charge.
When Should You Hire A Credit Repair Company?
I know how to do my own taxes; in fact I’m somewhat of a whiz at it. I’ve also done my share of oil changes, but I choose to hire somebody for both. Why? I just don’t feel like doing it. I’d rather pay a couple bucks to have somebody deal with the headaches. If you choose to hire somebody to make sure it’s done properly, then that’s your choice and it’s a good one. Just make sure you’re doing it for the right reasons.
With that said, I know for a fact that we probably know more about credit then the average consumer, and we can probably help you avoid many of the common mistakes most people make. We do it every day, all day and it’s just natural we’re going to know all the "little tricks of the trade". But make no mistake; its not rocket science and there’s no “secret letters” - just experience and that’s going to count for something.
A final thought on this subject. Should you choose to try this on your own, don’t fall for these generic dispute letters. They are a waste of your time and will almost certainly make your job harder.
For me, this is always the toughest question to answer. Without seeing the facts, hearing your goals and looking at your state’s laws; it’s a very broad question.
I’ll give you couple common hypothetical’s on each end of the spectrum. This will give you a best and worse case scenario.
Client A: is trying to buy home, has decent score and needs a couple (10 to 20) points to get that better interest rate.
Expectations: Could be some minor adjustments and be as soon as 45 days.
Client B: Worst of the worst. Charge-offs, Repossessions, BK’s – you name it.
Expectations: We will have probably accomplished all we possibly can within 6 months. If we haven’t got it removed by then, it’s probably not getting removed.
To the staff at My Credit Group,
As a senior loan specialist for one of the nations top lenders, being able to deliver top notch services to our clients is paramount. Admittedly, I was hesitant to refer my clients to a credit repair company.
That was two years and several successful loans ago, and I can honestly say that you've handled every aspect of your business with complete professionalism. I've heard nothing but but exceptional feedback from my clients, and outstanding results in their credit scores.
To anybody considering using a credit repair company, My Credit Group is the only choice in my opinion.
Sincerely,
Eric Atilano Sr. Loan Specialist
~ Chase Home Loans
The Staff at Mycreditgroup ,
If I’m being honest, I warned my borrower about credit repair companies.
I may have been one of the biggest skeptics about the industry. In fact, I told them not to do it. I was confident they’d only be wasting their money.
Against my advice they called you and exactly 96 days later, I think I can get their application approved. I am impressed and this is certainly one time I didn’t mind being wrong.
Sincerely,
Sherryl | CEO
The Network of Real Estate Professionals
