While some credit repair companies strive to get as big as they can, as fast as they can - we focus on being as helpful as we can. To us, ethics and education should always come before profits. We believe you deserve the piece of mind knowing you can turn to us for honest, safe and substantial results. My Credit Group is continually recognized for outstanding performance as a credit restoration and consulting company.
Too often people pay off debts they didn’t have to because the Statute of Limitations (SOL) has expired.
The Statute of Limitations doesn’t mean your debt is gone, it just means the collection agency can no longer take legal action.
Use the Statute of Limitations listed below to determine your state's debt collection time limits!
State |
Oral |
Written |
Promissory |
Open-ended Accounts |
AL |
6 |
6 |
6 |
3 |
AR |
5 |
5 |
5 |
3 |
AK |
6 |
6 |
3 |
3 |
AZ |
3 |
6 |
6 |
3 |
CA |
2 |
4 |
4 |
4 |
CO |
6 |
6 |
6 |
3 |
CT |
3 |
6 |
6 |
6 |
DE |
3 |
3 |
3 |
4 |
DC |
3 |
3 |
3 |
3 |
FL |
4 |
5 |
5 |
4 |
GA |
4 |
6 |
6 |
4 |
HI |
6 |
6 |
6 |
6 |
IA |
5 |
10 |
5 |
5 |
ID |
4 |
5 |
5 |
4 |
IL |
5 |
10 |
10 |
5 |
IN |
6 |
10 |
10 |
6 |
KS |
3 |
5 |
5 |
3 |
KY |
5 |
15 |
15 |
5 |
LA |
10 |
10 |
10 |
3 |
ME |
6 |
6 |
6 |
6 |
MD |
3 |
3 |
6 |
3 |
MA |
6 |
6 |
6 |
6 |
MI |
6 |
6 |
6 |
6 |
MN |
6 |
6 |
6 |
6 |
MS |
3 |
3 |
3 |
3 |
MO |
5 |
10 |
10 |
5 |
MT |
3 |
8 |
8 |
5 |
NC |
3 |
3 |
5 |
4 |
ND |
6 |
6 |
6 |
6 |
NE |
4 |
5 |
5 |
4 |
NH |
3 |
3 |
6 |
3 |
NJ |
6 |
6 |
6 |
6 |
NM |
4 |
6 |
6 |
4 |
NV |
4 |
6 |
3 |
4 |
NY |
6 |
6 |
6 |
6 |
OH |
6 |
15 |
15 |
6 |
OK |
3 |
5 |
5 |
3 |
OR |
6 |
6 |
6 |
6 |
PA |
4 |
6 |
4 |
6 |
RI |
10 |
10 |
6 |
4 |
SC |
3 |
3 |
3 |
3 |
SD |
6 |
6 |
6 |
6 |
TN |
6 |
4 |
6 |
6 |
TX |
4 |
4 |
4 |
4 |
UT |
4 |
6 |
6 |
4 |
VA |
3 |
6 |
6 |
3 |
VT |
6 |
6 |
5 |
4 |
WA |
3 |
6 |
6 |
3 |
WI |
6 |
6 |
10 |
6 |
WV |
5 |
15 |
6 |
4 |
WY |
8 |
10 |
10 |
8 |
To the staff at My Credit Group,
As a senior loan specialist for one of the nations top lenders, being able to deliver top notch services to our clients is paramount. Admittedly, I was hesitant to refer my clients to a credit repair company.
That was two years and several successful loans ago, and I can honestly say that you've handled every aspect of your business with complete professionalism. I've heard nothing but but exceptional
feedback from my clients, and outstanding results in their credit scores.
To anybody considering using a credit repair company, My Credit Group is the only choice in my opinion.
Sincerely,
Eric Atilano - Sr. Loan Specialist
~ Chase Home Loans
