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Does a Credit Score Alone Determine Credit Worthiness?

Many of us think that if you have a good credit score, you’ll get approved for anything.  Yes, a good credit score is a big part of the decision making process, but it’s not the only part. Lenders have several factors that they use when determining your credit worthiness.  They not only look at your [...]

By | January 26th, 2018|Credit Scores|Comments Off on Does a Credit Score Alone Determine Credit Worthiness?

Missing credit accounts on my credit report

Missing accounts on my credit report Have you ever wondered why your credit file is not reflecting all of your credit accounts?  Most major department store cards and Major Credit Cards will be included in your profile but not all creditors will voluntary supply their credit accounts to the credit bureaus. If you have ever [...]

By | March 30th, 2017|Credit Scores|Comments Off on Missing credit accounts on my credit report