Credit repair FAQ

Questions about our service? Here’s a list of our most frequently asked questions about credit repair. You can talk to a credit coach in person by calling (855) 598-0446, or just follow the link below for a free consultation. Click here to see pricing.

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What others are asking about our program:

What sets My Credit Group apart from other companies is our honest and logical approach to credit repair. Before we begin the repair process, we’ll help you develop a repair plan that’s tailored to your specific circumstances.

With your personal goals in mind, we take the most practical approach to addressing your credit problems, without resorting immediately to credit bureau disputes like most other companies.  This may involve original creditor interventions, disputing with collection agencies or pay for delete negotiations.

We also keep in mind the details of your credit report items, such as the age of your accounts, the amounts you owe and the statute of limitations of the state you live in. Finally, we can guide you in the right direction to establish new, positive lines of credit to get your credit score going in the right direction.

The cost of our credit repair program is only $79 per month. It includes all available services, including debt settlement and pay for deletions. You will not be charged until after we begin working on your credit.

Personal consultations are always free, and there’s no obligation to join. After we go over your credit report and discuss the best approach to addressing your issues, you are free to decline. If you do decide to join, you cancel at any time and there there will be no further charges.

In most cases, you will begin to see results in 30 to 45 days. This is the minimum amount of time it takes for credit bureaus, creditors and collection agencies to respond to your dispute letters. Any corrections or adjustments made to your credit report should be noticeable immediately following this time frame.
Most clients spend an average of 3 to 6 months with our program, but this would depend on your individual circumstances. In some cases, it’s possible for clients to reach their credit repair goals in as little as 30 to 45 days, which is the usual amount of time it takes to for credit bureaus, creditors and collection agencies to respond to dispute letters. But again, this is only in certain cases, where there are no extensive repairs to be made.
Depending on your circumstances, we’ll contact anybody listed on your credit report if it helps to achieve your credit repair goals. This includes credit bureaus, collection agencies, original creditors and even attorney’s.
Our credit repair program includes all available services you’ll need to help achieve your goals, including debt settlement. When possible, we’ll also try to negotiate pay for deletions with creditors and collection agencies.
Yes. We do our very best to help you improve your credit enough to qualify for a home loan. In fact, most clients sign up with us for this very reason.
Some collection agencies will agree to delete the negative listing from your credit report once you pay it off. This is known as a pay for delete or pay for deletion. My Credit Group specializes in both debt settlement negotiations and pay for delete services.
Getting started with our credit repair services is easy. Just give us a call, toll free, at (855) 598-0446 to speak to a certified credit expert. Or you can click the button below to fill out our simple contact form and a credit coach will call you shortly.
Yes. We pull all 3 credit reports free of charge at annualcreditreport.com which is a soft pull and absolutely free.

More questions about credit repair?

Call us today and talk to a personal credit coach or schedule a free consultation.

Call us at (855) 598-0446

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